Senior. Associate, Financial Planning & Analysis - NYC or Dallas, TXCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilitiesWe Want to Talk to You!The Difference You Make:
TheSenior Associate, Financial Planning & Analysisis responsible for the creation and ongoing management of FP&A projects, processes, and tools to support the FP&A functionality. S/he coaches, reviews, and delegates work to junior level professionals.
• Manages FP&A projects, processes, and tools to support the FP&A functionality.
• Creates and/or changes processes that will lead to measurable gains in data quality and processing time.
• Assess finance organizational structure and functions, recommends opportunities to optimize and improve the finance functionality within the organization.
• Consults on complex business issues and data design considerations to improve accuracy and efficiency in the reporting processes.
• Delivers guidance to senior level with regard to design queries and report packages using systems and other appropriate tools; resolve data process issues.
• Supports in identifying, interpreting and implementing emerging regulatory requirements relating to capital management, including articulating responses to requests from regulatory bodies in writing.
• Ensures consistency between the capital management framework, the risk appetite, tolerance, and strategic planning processes.
• With input from key business stakeholders, leads periodic gap assessments of current capital management processes against leading and emerging industry practices and changes in regulatory expectations.
• Establishes and implements detailed process documentation and best practices for all data processes and technical solutions.
• Enhances the financial understanding of business lines, products and segments to aid reporting, forecasting and business decision making.
• Influences others at an operational level regarding new concepts, practices, and approaches.
• Recommends industry and data sources to enhance reporting with benchmarks to support business cases.
• Coaches, reviews, and delegates workload to junior level professionals to help execute the financial management function.
• Delivers well-analyzed financial forecasts to support the businesses strategic direction and budget.
• Manages and is accountable for growth of large accounts.
• Represents organization as the primary contact for specific Financial Planning & Analysis projects and initiatives.
• Acts as a subject matter expert (SME) while providing leadership, guidance and mentorship to other project managers.
What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education:Bachelor's Degree or equivalent work experience: Business Administration, Accounting, Economics or equivalent field. - Required.
Master's Degree Business Administration, Accounting, Economics, or equivalent field. - Preferred.
Work Experience:9+ Years Accounting/financial analysis and planning experience within the Financial Services/Banking industry - Required.
• Excellent verbal and written communication skills.
• Excellent leadership skills.
• Strong Proficiency in PowerPoint, Excel, Word.
• Strong experience in and knowledge of financial planning and analysis.
• Ability to multi-task and meet strict deadlines.
• Ability to effectively communicate complex financial transactions and strategies.
• Demonstrated financial modeling knowledge and skills with strong analytical, qualitative, and problem-solving skills.
• Excellent interpersonal skills with ability to build relationships at all levels of management.
• Detail oriented with the ability to research, organize and analyze financial data.
• Ability to convey a sense of urgency and drive issues/projects to closure.
• Ability to listen and interpret the requirements of internal clients, plan accordingly, and exceed expectations.
• Ability to prioritize and manage multiple projects simultaneously.
• Self-directed, self-motivated and demonstrated experience providing ideas and solutions to further business understanding.
• Strong financial analysis, modeling, and problem-solving.
Certifications:
No Certifications listed for this job.
It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know :The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum:$90,000.00 USDMaximum:$160,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required .
Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next :If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
Primary Location:New York, NY, Liberty Street
Other Locations:New York-New York,New York-New York
Organization:Banco Santander S.A.
FTP & Profitability Treasury Senior AssociateCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilitiesWe Want to Talk to You!The Difference You Make: The Senior Associate, Treasury provides subject matter expertise in one or more of the following processes (Funds Transfer Pricing, Interest Rate Risk, Liquidity Risk, Asset-Liability Management). S/he implements complex solutions to (FTP, profitability, and overall balance sheet management) department priorities. The incumbent manages monthly FTP production and analyzes impacts on profitability. The incumbent also participates in complex analysis and projects ranging from methodology design/update, new design implementation, and outcome analysis. Formulates and updates policies and guidelines on the planning and management of the company's monetary resources. Ensures optimization of income and profitability. Day-to-day execution of analyzing, reporting and mitigating a component of (Funds Transfer Pricing, Capital & Profitability Management Processes).Validate the accuracy of internal reporting of financial and operational data.Perform variance and forecasting analysis of key financial data.Coach junior level team members to enhance leadership skills and subject matter expertise.Ensure adherence to established policies, standards, and risk limits and contribute to a strong internal control environment in the Treasury functions.
What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Bachelor's Degree: Accounting, Finance, Economics or equivalent field. - Required.
Master's Degree Finance, Accounting, Economics or equivalent field. - Preferred.
9+ Years Banking/Financial Services Industry or related field - Required.Ability to convey a sense of urgency and drive.Strong verbal and written communication skills in interacting with internal and external stakeholders.Strong interpersonal, supervisory and customer service skills required.Ability to make effective decision making on complex matters.Excellent analytical, organizational and project management skills.Ability to adapt and adjust to multiple demands and competing priorities.Results and detail oriented with ability to research, organize and analyze financial data.Advanced in QRM, SQL, MS Excel, VBA, Power BI
Certifications:
No Certifications listed for this job.
It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know :The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum:$101,250.00 USDMaximum:$180,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required .
Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next :If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
Primary Location:Boston, MA, State Street-Corp
Other Locations:Massachusetts-Boston
Organization:Santander Holdings USA, Inc.
Executive Director, Ratings Advisory - New YorkCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilitiesWe Want to Talk to You!Essential Functions/Responsibility Statements:Leads the Company's ratings advisory efforts throughout the Americas for various Corporates sector clients and prospectsProvides industry knowledge of credit ratings as well as related methodologies and criteriaAdvises clients on capital structuring advice with a goal of credit ratings optimizationOversees production of commercial materials and presents the team's solutions to client executivesLeads external credit rating deal executions (including commercial and analytical aspects) for Santander-led transactions.Builds and maintains strong relationships with key stakeholders such as external clients, individuals at the Rating Agencies, and internal constituentsHas a deep understanding of Santander's business globally, and an ability to synthesize rating agency criteria to best serve the bank's clientsWorks with junior members of the ratings advisory team to help them develop deeper understanding of the Corporate sectors and Rating AgenciesQualifications:To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Education:Bachelor's Degree, or equivalent degree and/or work experience, in business administration, finance or economicsWork Experience:Minimum five years at a credit rating agency (i.e., Moody's, S&P, or Fitch) and/or related investment-banking experienceSkills and Abilities:Demonstrated thought leader and understanding of Corporates sector ratingsStrong understanding of Rating Agency methodology and criteriaVery strong interpersonal communication skills, complemented by both excellent verbal and written communicationExpert presentation and public speaking skillsStrong relationship management and negotiation skillsStrong organizational skills and detail orientation, as well as analytical skillsLeadership experience and potential as well as an ability to mentor and train junior members of the teamAbility to work in a team environment What Else You Need To Know :The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum:$210,000.00 USDMaximum:$300,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required .
Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next :If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
Primary Location:New York, NY, Madison Ave Corp
Other Locations:New York-New York
Organization:Santander US Capital Markets LLC
Private Debt Mobilization Latin America, Associate - New YorkCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilitiesWe Want to Talk to You!The Difference You Make:
The Product Specialist - PDM - IC5 is responsible for the origination, structuring, distribution and trading of syndicated bank loans and other credit products to major corporations and institutions, as both issuers and investors, of their assigned own new business development goals.
• Support in the syndication process of Corporate and Project finance loans as well as private credit transactions in Latin America• Oversees production of offering memoranda, engagement letters and pitchbook presentations
• Oversees the development of financial models and underwriting criteria in support of the groups origination activities.
• Prepare market comparables and draft indicative terms and conditions
• Participates in transaction due diligence.
• Researches / analyzes industries and market data.
• Participates/performs transaction due diligence.
What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Bachelor's Degree or equivalent work experience: Business or equivalent field. - Required.
• 3+ Years of prior experience, preferably with loan syndication, asset-based finance, private debt or capital markets experience, or related experience. - Required.
• Fundamental credit skills, including demonstrated ability to evaluate business, industry, financial performance, and structure/terms• Strong financial and analytic skills, including proficiency with financial modeling and ability to rapidly assimilate complex information• Intellectually product savvy, energetic, and self-motivated with strong initiative to achieve goals.
• Detail-oriented individual with strong organization ability and excellent communication, writing, and presentation skills• Excellent command of Microsoft Suite, with an emphasis on PowerPoint and Excel
• Ability to influence and drive complex initiatives and manage logistics with internal stakeholders.
• Ability to analyze/understand leading technologies and companies.
• Ability to travel within assigned territory as required.
• Strong analytical / problem solving skills.
• Strong relationship management and negotiation skills.
• Expert presentation and public speaking skills.
• Team player, able to facilitate strong partnerships• Ability to work independently.• Fluency in English and Spanish is required
Certifications:
Series 63, 79 and SIE
It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know :The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum:$131,250.00 USDMaximum:$225,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required .
Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next :If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
Primary Location:New York, NY, Madison Ave Corp
Other Locations:New York-New York
Organization:Banco Santander S.A.
Junior Accountant - Hybrid - NYC or Stamford, CTCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilitiesWe Want to Talk to You!Junior AccountantIdeal candidatewill haveCPA (Certified Public Accountant) obtained or planned. BS in Accounting required.And able to work as a hybrid employee in either New York City or Stamford, Connecticut.Job Description -TheJunior Accountantis responsible for the process administration, accounting entries, reconciliations, reporting, analysis, and documentation of assigned job areas within the accounting and financial reporting function. This individual improves the effectiveness of the accounting reporting team by making adjustments, and/or enhancements to current accounting and reporting processes. The function of the job is responsible for the operations and controls surrounding accounting, and financial reporting of the institution.This function's responsibilities demonstrate expertise by being able to articulate transactions, recording accounting entries, managing the general ledger and reconciliations, and interpreting and complying with technical accounting matters and financial reporting disclosure requirements and deadlines.Through the Controllership function, stakeholders receive relevant insight and commentary on transaction-level and financial results for analysis and decision making.This opportunity will support Head office reporting, expense reporting, product analysis and ad hoc projects.Some of the requirements: Head office reporting, daily P&L reporting, researching variances, working with the business to implement controls, evaluating impacts of transactions, balance sheet substantiation and work closely with various support groups.Essential Functions / Responsibility Statements -Is a diligent worker who can work both as a team member but also strongly as an individualIs a fast learner and eager to learn new tasks and add value to the teamRecommends best practices in accounting policies and processes, to the best of their knowledgeEnsures appropriate documentation is maintained for various processes including daily and month end proceduresAdheres to all internal and external controls in place and helps with various internal and external audit and regulator requestsQualifications -To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education -Bachelor's Degree; Accounting with the goal of being a CPAMaster's Degree ; Accounting, Finance, Management Information Systems or a equivalent field with goal of being a CPAWork Experience -1-4 Years, Accounting, Finance, Business Administration or similar field within the Banking or Financial Services IndustrySkills and Abilities -Knowledge of accounting practices and procedures, including US GAAP/IFRS and regulatory reporting standards.Proficient skills in MS Office, MS Excel, MS Outlook.Ability to multi-task and adhere to deadlines.Ability to adapt to rapidly changing business environmentAbility to adjust to new developments/changing circumstances.Ability to influence others with positive attitudeAbility to interact with all levels of employees, including senior level managementAbility to leverage technology to improve and automate business tasks.Excellent written and verbal communication skills.Strong attention to details and can analyze information quickly.Forward thinker with ability to pick up tasks quickly Licenses/Certification -CPA (Certified Public Accountant) obtained or planned. BS in Accounting required. What Else You Need To Know :The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum:$56,250.00 USDMaximum:$95,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required .
Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next :If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
Primary Location:New York, NY, New York
Other Locations:New York-New York,Connecticut-Stamford
Organization:Santander US Capital Markets LLC
Junior Accountant - Hybrid - NYC or Stamford, CTCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilitiesWe Want to Talk to You!Junior AccountantIdeal candidatewill haveCPA (Certified Public Accountant) obtained or planned. BS in Accounting required.And able to work as a hybrid employee in either New York City or Stamford, Connecticut.Job Description -TheJunior Accountantis responsible for the process administration, accounting entries, reconciliations, reporting, analysis, and documentation of assigned job areas within the accounting and financial reporting function. This individual improves the effectiveness of the accounting reporting team by making adjustments, and/or enhancements to current accounting and reporting processes. The function of the job is responsible for the operations and controls surrounding accounting, and financial reporting of the institution.This function's responsibilities demonstrate expertise by being able to articulate transactions, recording accounting entries, managing the general ledger and reconciliations, and interpreting and complying with technical accounting matters and financial reporting disclosure requirements and deadlines.Through the Controllership function, stakeholders receive relevant insight and commentary on transaction-level and financial results for analysis and decision making.This opportunity will support Head office reporting, expense reporting, product analysis and ad hoc projects.Some of the requirements: Head office reporting, daily P&L reporting, researching variances, working with the business to implement controls, evaluating impacts of transactions, balance sheet substantiation and work closely with various support groups.Essential Functions / Responsibility Statements -Is a diligent worker who can work both as a team member but also strongly as an individualIs a fast learner and eager to learn new tasks and add value to the teamRecommends best practices in accounting policies and processes, to the best of their knowledgeEnsures appropriate documentation is maintained for various processes including daily and month end proceduresAdheres to all internal and external controls in place and helps with various internal and external audit and regulator requestsQualifications -To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education -Bachelor's Degree; Accounting with the goal of being a CPAMaster's Degree ; Accounting, Finance, Management Information Systems or a equivalent field with goal of being a CPAWork Experience -1-4 Years, Accounting, Finance, Business Administration or similar field within the Banking or Financial Services IndustrySkills and Abilities -Knowledge of accounting practices and procedures, including US GAAP/IFRS and regulatory reporting standards.Proficient skills in MS Office, MS Excel, MS Outlook.Ability to multi-task and adhere to deadlines.Ability to adapt to rapidly changing business environmentAbility to adjust to new developments/changing circumstances.Ability to influence others with positive attitudeAbility to interact with all levels of employees, including senior level managementAbility to leverage technology to improve and automate business tasks.Excellent written and verbal communication skills.Strong attention to details and can analyze information quickly.Forward thinker with ability to pick up tasks quickly Licenses/Certification -CPA (Certified Public Accountant) obtained or planned. BS in Accounting required. What Else You Need To Know :The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum:$56,250.00 USDMaximum:$95,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required .
Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next :If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
Primary Location:New York, NY, New York
Other Locations:New York-New York,Connecticut-Stamford
Organization:Santander US Capital Markets LLC
Director - Financial Planning & Analysis (Consumer Cards, Lending, and Payments)Country: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilitiesWe Want to Talk to You! USA Job Function Description: Director will support consumer lending, cards, and payments as part of broader Retail Bank & Transformation team. Develops credit card and consumer lending financial plan and business cases. Generates forecasts and analyzes trends in revenue-generating organizations, finance and other areas of business for financial and strategic planning purposes. Conducts financial and economic analysis and forecasting and evaluates alternate financial plans. Prepares, analyzes, interprets and maintains internal and external information related to economic policy, rates of return, depreciation, investments and operational and financial results. Analyzes profit-and-loss income statements and prepares reports on findings to make budgeting and cost recommendations to management. Essential Functions/Responsibilty Statements: Manages the strategic direction, planning, development and execution of processes and activities in support of the team goals and objectives. Manages the financial system relationships; including the implementation of system changes, new products or services, strategies and automation of processes and acquisitions. Collaborates with vendor representatives on system issues, testing of new enhancements and system interfaces.Create product level profitability model at both customer and portfolio level to support business decisions in consumer lending and payments domains. Evaluates project progress and results to determine improvements in procedures needed to meet ultimate objectives and implement changes. Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's Degree or equivalent work experience Work Experience: 9+ years; Accounting/financial analysis and planning experience within the financial/banking industry. Skills and Abilities: Proficient in MS Office applications (Excel, Word, Access, PowerPoint) Ability to effectively interact with the market, executive management and vendors. Ability to adapt and adjust to multiple demands and competing priorities. Ability to work effectively across multifunctional teams. Detail oriented with ability to research, organize and analyze financial data. Subject matter expertise in consumer lending, cards, and payments. Proficient in financial modeling, cost benefit analysis, and business case development. Excellent management skills and ability to direct team of analysts. Excellent customer service skills. Excellent verbal and written communication skills. What Else You Need To Know :The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum:$120,000.00 USDMaximum:$205,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required .
Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next :If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
Primary Location:Boston, MA, Boston
Other Locations:Massachusetts-Boston
Organization:Santander Bank N.A.
VP, Market RiskCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilitiesWe Want to Talk to You!The Difference You Make:We are seeking a dynamic Market Risk manager to manage Market risk, liquidity and margining across our trading activities in equities, fixed income, futures, currencies and Exchange traded derivatives. The ideal candidate will combine deep product expertise with advanced understanding of margining methodology and operational set up of major central clearing houses and will work shaping the reporting, monitoring and risk & liquidity management across the platforms.Daily monitoring of firm portfolios at exchanges and the margin computation and evolutionDaily projection of margin requirements and liquidity management in concert with firm treasuryAct as subject matter expert in cleared products, CCP margining and methodologies (VaR, Special charges, risk-based haircuts etc.)Provide proactive risk analysis for desks and management to make prudent business decisions with liquidity and customer marginingPresent complex analysis and recommendations to senior management and risk committees as neededDrive enhancement in risk reporting, analytics and controls frameworkContribute to development of risk policies, procedures and governance frameworkLead the Central clearing project on behalf of market risk What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education:
Bachelor's Degree or equivalent work experience: Business, Finance, Management, or equivalent field. Req
Work Experience: 9+ Years Risk Management/Controls - Required. 7+ years in managing Market risk in a investment bank or dealer
Skills and Abilities:Strong knowledge of central clearing and marginingDeep understanding of complex risk metrics like VaRKnowledge of tools like Bloomberg, TS Imagine, Polypaths, MurexAbility to code in VBA and Python a plusCertifications:No Certifications listed for this job.It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know :The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum:$120,000.00 USDMaximum:$205,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required .
Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next :If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
Primary Location:New York, NY, Madison Ave Corp
Other Locations:New York-New York
Organization:Santander US Capital Markets LLC
Sr. IT AuditorCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilitiesWe Want to Talk to You!The Difference You Make:The primary function of the IT, Data & Advanced Analytics Sr. Auditor role is to execute complex audit testing, with focus on data risk and the use of advanced analytics tools, as part of internal audit reviews and activities and provide support to less experienced team members. The Sr. Auditor must perform testing in a timely manner, ensuring all audit quality and client relation standards are met, and courteous and professional behavior is observed in all situations. This role combines auditing principles with data science skills to assess risks and detect anomalies.Internal Audit serves as the third line of defense, providing the Board Audit & Board Risk Committees and senior management with independent assurance on the quality and effectiveness of internal controls, risk management (current or emerging), governance processes and systems, and lending units (overall asset quality, risk and compliance processes, underwriting policies, procedures, limits, concentrations), thereby helping to protect the company's value, solvency and reputation. To such ends, Internal Audit evaluates: the effectiveness and efficiency of these processes and systems; compliance with applicable laws and regulations, and with the requirements from supervisors; the reliability and integrity of financial and operational information; and asset integrity.
USA Job Function Description: Provide assurance on the quality and effectiveness of internal control, risk management (current or emerging) and governance processes and systems in the IT Risk space.
Essential Functions/Responsibility Statements:Develops a solid understanding of IT and business processes by serving as a reliable resource in data risk.Delivers high quality audit tests solutions following relevant audit standards and allow for deeper auditing.Establishes and takes accountability towards meeting deadlines and milestones.Designs, develops and execute data-driven complex audit tests using Python, SQL or other analytical tools over various risk areas as part of internal audit reviews and activities.Identifies issues, assesses risk and presents results clearly and concisely and display a capability to discuss analytical and data risk concepts coherently.Conducts post-audit basic follow-up to appraise adequacy of corrective action taken by management to address audit recommendations.
Documents audit testing and follow-up tasks in accordance with relevant audit standards.
Attends professional training actions provided by the company.Evaluate control effectiveness through data analytics-driven tests.
Provides consistent quality service to both internal and external stakeholders that meets the company's standards.What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education:
Bachelor's Degree or equivalent work experience: Data Science, Data Analysis, Operational Research, Decision Management or equivalent quantitative field. Req
Master's Degree Data Science, Data Analysis, Operational Research, Decision Management or equivalent quantitative field. Pref
Work Experience:
3+ Years Data mining/advanced analytics applied to large-scale data-intensive projects. Req
Skills and Abilities:
Demonstrated experience with advanced statistical packages and software.
Demonstrated experience building and applying machine learning/predictive modeling in real-world use cases.
Strong modeling and data manipulation skills.
Strong written and verbal communication skills.
Strong programming capability; ability to solve problems through programming and simulation.
Strong understanding of statistical tools and their application to business, as well as principles of cost/benefit analysis, risk management, marketing, collections and operations.
Proficient with the use of advanced statistical analysis software and applications (SAS, R, Python, SQL programming, etc.)
Ability to read, interpret and explain complex statistical theories and practices to a wide audience of varying technical capability.
Ability to multitask and properly prioritize multiple projects simultaneously.
Ability to prioritize according to the strategic direction of the organization.
Ability to meet deadlines and follow through on the completion of high-profile projects and initiatives.
Technical aptitude with strong logical, problem solving and decision-making skills. Certifications:
No Certifications listed for this job.
It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know :The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum:$67,500.00 USDMaximum:$107,500.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required .
Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next :If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
Primary Location:Dorchester, MA, Dorchester
Other Locations:Massachusetts-Dorchester
Organization:Santander Holdings USA, Inc.
CIB Business Controls & Risk Management, Associate - Dallas/MiamiCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilitiesWe Want to Talk to You!Essentials Functions/ResponsibilityThe Associate, Business Control & Risk Management operates within the First Line of Defense and is accountable to assist the CIB Business
Control Unit in driving effective and consistent business line execution against the Enterprise Risk Management Framework.
Specifically, the Associate works to identify, assess key risks and control effectiveness throughout the assigned business line by driving business unit adherence with applicable risk frameworks, Corporate/Business Line policies and standards. The incumbent will also assist with completion of business line risk initiatives, as assigned, such as risk assessments, KRI/KPI development and monitoring, and on-time remediation of issues.
The Associate must be able to effectively partner with various stakeholders.Job Function DescriptionMonitors activities to minimize the Corporate & Investment Bank's (CIB) exposure to risk. Activities may include quantitative analysis, risk identification and remediation. Represents or supports the reputation of the company to minimize compliance and regulatory risk by resolving issues and ensuring adherence to company and legal standards. Responsible
for ensuring that all of the company's activities adhere to the necessary rules and regulations, and that the company complies with legal/regulatory statutes and jurisdictions.Key ResponsibilitiesKey Responsibilities: The Position may support the following:
•Risk and Control Self-Assessment (RCSA) Support: Assist in maininating and updating risk and control inventories and process maps/workflows. Support the execution of periodic risk assessments across investment banking lines under the direction of Business Control Officers (BCOs) and RCSA leads.
•Issue and Event Management : Log, track, and support remediation of operational risk events, near misses and financial losses.Assist in deployment of the issue management program, including monitoring of corrective actions and reporting to various committees.
• Facilitate scenario analysis exercises in coordination with business units and BCO, documenting key assumptions, impacts, and mitigation strategies.
• Support the BCOs in the execution of the firm's Material Risk Identification and Assessment (MRIA) program and Reputational Risk program.
• Assist in the development and refinement of key risk indicators (KRIs), and monitor thresholds to identify emerging trends and trigger appropriate escalation.
• Participate in the development of and delivery of risk training materials for key Operational Risk, Enterprise Risk and testing programs across the investment banking teams.
• Perform control testing across non-financial risk domains (including AML) as part of the firm's RCSA framework, focusing on control effectiveness evaluation.
•Execute validation testing of issue remediation for self-identified, second line, and regulatory findings to ensure complete and sustainable resolution and closure.
•Support quality control efforts across RCSA and issue validation workstream to ensure consistency, accuracy, and alignment with internal standards.
•Prepare reports and support the develppment of audit-ready materials for governance meetings and risk reporting.QualificationsSkills:Knowledge of the financial services sector, particularly the products and services of a commercial or investment bank.
Advanced understanding of the regulatory environment and how the risks of the products and services the bank offers are viewed by the Second Line of Defense and regulators.
Understanding and demonstrated application of operational and/or enterprise risk identification and mitigation practices and procedures.
Able to effectively engage in communication with executive management, regulators, and other team members across the Santander US and CIB.
Ability to develop a mentoring culture with both senior experienced team members and junior staff.
Strong project management skills.
Ability to build internal and external networks of information resources within the risk management ecosystem.
Operational Risk Management Experience
Experience in gap or risk analysis
High sense of urgency with ability to drive results
Effective multi-tasking and prioritization skills
Ability to handle diverse workload and tight schedule
Solid time management and organizational skillsKey Competencies:Organizational governance: Knowledge of the processes, customs, policies, and rules affecting the way the organization is administered and controlled; ability to ensure compliance with governance guidelines and policies.
Accuracy and attemtion to detail: Understanding the necessity and value of accuracy - ability to complete tasks with a high level of precision.
Internal controls: Knowledge of concept, methods, and processes of internal control; ability to create, implement, evaluate and enhance processes in internal controls.
Organizational awareness: knowledge of the organizational environment and tactics; ability to effectively navigate formal and informal communication and decision-making channels.Education:Req: Bachelor's Degree or equivalent work experience: Accounting, Business, Statistics, Risk Management, Information Systems, Finance, Economics or equivalent field.
Pref: Master's Degree:Accounting, Business, Statistics, Risk Management, Information Systems, Finance, Economics or equivalent field.Work Experience:5 years What Else You Need To Know :The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum:$63,750.00 USDMaximum:$110,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required .
Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next :If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
Primary Location:Dallas, TX, Dallas
Other Locations:Texas-Dallas,Florida-Miami
