POSITION OVERVIEW
The SBA Portfolio Officer is an integral part of the SBA team and US Metro Bank. This position requires sound credit and analytical skills and judgment, and effective writing and communication skills. The SBA Portfolio will be responsible for post-funding monitoring of SBA loan portfolio risks.
POSITION RESPONSIBILITIES
Monitor and follow up upcoming ticklers to clear up tickler items in a timely manner. Analyze and spread financial statements and tax returns and evaluate debt service capacity for annual review, substitute/release collateral, loan modification in accordance with credit policy and SBA Standard Operating Procedure (SOP) requirements in a timely manner and submit to loan administration for approval.Analyze credit risks and identify mitigants, recommend and justify credit risk grades. Identify areas of concern pertaining to the existing loans and discuss with loan administration. Assist SBA Lending Group in solving problems regarding commercial and SBA Loan Credit issues.Any other duties as assigned. Complies fully with all Bank policies and procedures as well as all regulatory requirements (e.g. Bank Secrecy Act, Anti-Money Laundering, Code of Conduct, and etc.). Must complete all required training.SKILLS / QUALIFICATIONS
Strong PC skills in Word, Excel, and CASH Suite preferred.Well-organized, analytical and capable of performing multiple tasks.Excellent written and verbal communication skills to interact with the public and all levels of personnel in a professional manner. Exercise sound judgment when reporting and prioritizing loan activity.Ability to read and write using advanced banking and loan related terminology.Ability to operate a basic financial calculator to perform loan payments, rate, and terms.Thorough understanding of SBA and commercial loan underwriting guidelines, documentation, loan structuring and analysis.In-depth knowledge of SBA/commercial lending, loan origination procedures and the Bank’s lending policy and procedures.
EDUCATION / EXPERIENCE
Minimum of 3 – 5 years of successful SBA loan credit analysis, preferably in a community/regional Bank institution.Any industry related certifications preferred.Bachelor’s Degree in related fields of business or financing or equivalent experience is preferred. Read LessPOSITION OVERVIEW
The Accounting Manager/Assistant Controller is accountable for the accounting operations of the Bank, to include assisting in the production of periodic financial reports, maintenance of an adequate system of accounting records, and a comprehensive set of controls and budgets designed to mitigate risk, enhance the accuracy of the Bank’s reported financial results, and ensure that reported results comply with generally accepted accounting principles, as well as state and federal banking regulations. The Accounting Manager/Assistant Controller reports to the Controller.
POSITION RESPONSIBILITIES
Maintain a documented system of accounting policies and procedures.Responsible for the day-to-day activities of the Bank’s general accounting system and financial information reporting.Assist Controller in overseeing the accounting operations of the Bank, especially its control systems, transaction-processing operations.Ensure that correspondent bank reconciliations are completed, and outstanding items are cleared in a timely fashion.Maintain the chart of accounts.Maintain an orderly accounting filing system.Maintain a system of controls over accounting transactions.Assist in the issuance of timely and complete financial statements.Assist in the preparation of the corporate annual report.Recommend benchmarks against which to measure the performance of Bank operations.Assist in the calculation and issuance of financial and operating metrics.Assist in the creation of the annual budget and forecasts.Provide financial analyses as needed, for capital investments, pricing decisions and contract negotiations.Assist in the coordination of the provision of information to external and internal auditors for their periodic reviews.Assist in the coordination of the provision of information to the regulators of the Bank during their examination.Comply with local, state, and federal government reporting requirements.Comply fully with all Bank policies and procedures as well as all regulatory requirements (e.g. Bank Secrecy Act, Anti-Money Laundering, Code of Conduct, and etc.). Must complete all required training.
SKILLS / QUALIFICATIONS
Ability to solve complex problems and make sound financial decisions.Must be detail oriented, as well as able to change quickly from one task to another. Strong organizational, time management, negotiation and communication skills.Must be able to meet deadlines
EDUCATION / EXPERIENCE
Bachelor’s degree (B.A.) in accounting or business administration plus additional financial, lending, compliance, and audit related training, or equivalent business experience.Minimum eight (8) years of progressively responsible accounting experience with at least four years’ experience in bank accounting and regulatory reporting. Read LessPOSITION OVERVIEW
The Accounting Manager/Assistant Controller is accountable for the accounting operations of the Bank, to include assisting in the production of periodic financial reports, maintenance of an adequate system of accounting records, and a comprehensive set of controls and budgets designed to mitigate risk, enhance the accuracy of the Bank’s reported financial results, and ensure that reported results comply with generally accepted accounting principles, as well as state and federal banking regulations. The Accounting Manager/Assistant Controller reports to the Controller.
POSITION RESPONSIBILITIES
Maintain a documented system of accounting policies and procedures.Responsible for the day-to-day activities of the Bank’s general accounting system and financial information reporting.Assist Controller in overseeing the accounting operations of the Bank, especially its control systems, transaction-processing operations.Ensure that correspondent bank reconciliations are completed, and outstanding items are cleared in a timely fashion.Maintain the chart of accounts.Maintain an orderly accounting filing system.Maintain a system of controls over accounting transactions.Assist in the issuance of timely and complete financial statements.Assist in the preparation of the corporate annual report.Recommend benchmarks against which to measure the performance of Bank operations.Assist in the calculation and issuance of financial and operating metrics.Assist in the creation of the annual budget and forecasts.Provide financial analyses as needed, for capital investments, pricing decisions and contract negotiations.Assist in the coordination of the provision of information to external and internal auditors for their periodic reviews.Assist in the coordination of the provision of information to the regulators of the Bank during their examination.Comply with local, state, and federal government reporting requirements.Comply fully with all Bank policies and procedures as well as all regulatory requirements (e.g. Bank Secrecy Act, Anti-Money Laundering, Code of Conduct, and etc.). Must complete all required training.
SKILLS / QUALIFICATIONS
Ability to solve complex problems and make sound financial decisions.Must be detail oriented, as well as able to change quickly from one task to another. Strong organizational, time management, negotiation and communication skills.Must be able to meet deadlines
EDUCATION / EXPERIENCE
Bachelor’s degree (B.A.) in accounting or business administration plus additional financial, lending, compliance, and audit related training, or equivalent business experience.Minimum eight (8) years of progressively responsible accounting experience with at least four years’ experience in bank accounting and regulatory reporting. Read LessJob Overview:
We are seeking a highly skilled and experienced IT Operations Engineer to provide technical assistance to our staff. In this role, your duties will include ensuring optimal use of our hardware and software technologies, enhancing system performance, and securing data. This position will also be required to advise on IT equipment upgrades, maintenance, Banking application support and collaborate with IT Operation teammates.
Key Responsibilities:
Responding to requests for technical assistance in person, via phone, or electronicallyInstalling software and updating hardwareSupport and maintain bank hardware: PCs, printers, scanners, VoIP phones, and other enterprise technology.Support and maintain bank software: Microsoft Windows and Office, Patching, Fiserv Premier banking software/application, Fiserv Business Analytics, and other banking/financial platforms.Diagnosing and resolving technical hardware and software issuesTroubleshoot and resolve issues with printers, scanners, mobile devices, and other peripheral equipment.Researching questions using available information resourcesProvide technical guidance and training to end-users on software, hardware, and network-related issues.Following standard IT and helpdesk proceduresLogging all helpdesk interactions and collaborating with other IT teams to identify and escalate complex issues requiring specialized technical expertise.Maintain inventory of various technology-related equipment.Managing the day-to-day operations of computer networks.Develop training materials and procedures for end users.Collaborate with other IT Operation teammates ensuring that they are equipped with the necessary skills, tools, and resources to effectively carry out their responsibilities.Assist the Head of IT (or other supervisors as assigned) with IT Operations-related and Application Support duties.Assist the Head of IT (or other supervisors as assigned) with project management and execution.Handles technical assistance requests to ensure that all daily tasks are completed.Contribute to the development and maintenance of technical documentation, knowledge base articles, and user manuals.Perform any tasks or projects as assigned by management. Any task as assigned by the team lead or manager.Keeping track of technological advancements and trends in IT and Application support.Complies fully with all Bank policies and procedures as well as all regulatory requirements (e.g. Bank Secrecy Act, Anti-Money Laundering, Code of Conduct, and etc.). Must complete all required training.Qualifications:
High School Diploma or associate degreeCombination of Experience and Education can meet the job requirements.5+ years of Helpdesk support experiences or more (Preferred)2+ years of IT Applications, Fiserv Premier and related application support experience or more (Preferred)Proficiency in Fiserv Premier Core, Business Analytics, BPM, and other Fiserv reporting related products and applications. Solid understanding of Windows and MacOS operating systems, Microsoft Office Suite, Active Directory, Windows servers, and networking concepts.Solid understanding of PC Imaging and maintaining the Images.Some technical understanding of network and system troubleshooting. Ability to work outside normal business hours if required to include evenings and weekends.Strong organizational and interpersonal skillsAbility to work with minimal supervision.Results oriented in a deadline driven work environment.Strong communication and collaboration skills, with the ability to work effectively with other departments, stakeholders, and vendors.Willingness to travel to Bank’s assigned Data Centers and Branches as necessary.Open to other extended duties as assigned (as needed)