POSITION PURPOSE
Under the direction of the BSA Currency Transaction Report (CTR) Manager, the BSA CTR Analyst performs supports the Bank Secrecy Act/Anti‑Money Laundering (BSA/AML) Department by collecting, verifying, validating, analyzing, reporting, and maintaining customer and transactional information to ensure the timely and accurate filing of CTRs for cash transactions exceeding $10,000, in compliance with regulatory requirements.
The BSA CTR Analyst is responsible for ensuring compliance with all applicable regulatory requirements, including the Bank Secrecy Act (BSA), USA PATRIOT Act, and Office of Foreign Assets Control (OFAC), as well as the Bank’s internal BSA/AML/OFAC policies and procedures.
ESSENTIAL FUNCTIONS AND BASIC DUTIES
Demonstrate a thorough understanding of the Bank’s BSA/AML regulations, policies, and procedures.Analyze CTR alerts generated from the anti-money laundering monitoring system as well as daily transaction reports designed to detect potentially reportable activity. Ensure timely, accurate, and complete filing of Currency Transaction Reports (CTR) in compliance with regulatory requirements. Review customer and transaction activity to Identify potentially suspicious activity, including structuring, and escalate for possible SAR consideration, when appropriate. Make recommendations for CTR exempt designations and assist with the preparation and filing of Designations of Exempt Persons (DOEP), including periodic reviews.Correspond with branch personnel regarding individual transaction activity, resolve discrepancies, and obtain required or supplemental information.Perform functions related to the Bank’s BSA/AML Program, including transaction monitoring, customer activity reviews, and account-level analysis. Complete required annual BSA/AML and Compliance training and remain current on regulatory changes impacting CTR and cash transaction reporting.Adhere to confidentiality, data privacy, and information security standards.Other duties as assigned by supervisor.The above statements describe the general nature and level of work only. They are not an exhaustive list of all required responsibilities, duties, and skills. Other duties may be added, or this job description amended at any time.
SUPERVISORY RESPONSIBILITIES
This role has no supervisory responsibilities.
QUALIFICATIONS
Education/Certification: Bachelor’s Degree or equivalent work experience. CAMS certification a plus.
Required Knowledge: Working knowledge of BSA, AML, and other AML regulatory policies with the ability to apply regulatory concepts and explain findings and decisions
Experience Required: Minimum of one year of BSA banking experience including branch/platform experience and knowledge of Bank Secrecy Act regulatory requirements.
Prior experience in AML, compliance or related role preferred, or relevant course work in criminology, law, logic as well as auditing and other business courses.
Skills/Abilities: Self-starter with the ability to work independently under minimal supervision while maintaining accuracy and productivity.
Ability to meet deadlines in a fast-paced, high-pressure environment while managing multiple priorities.
Results-oriented team player with a collaborative mindset.
Strong problem-solving and multi-tasking skills, with attention to detail.
Exceptional research and analytical skills, including the ability to analyze large amounts of data, identify higher-risk attributes (e.g., transactional behavior, geographical risk, product type, customer type, etc.) and disposition appropriately.
Strong verbal and written communication skills, with the ability to communicate effectively.
Proficient in MS Office (Outlook/Word/Excel/PowerPoint)
Strong documentation skills to clearly articulate alert disposition.
Adherence to controls and standards.
PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
TALKING: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.
AVERAGE HEARING: Able to hear average or normal conversations and receive ordinaryinformation.
REPETITIVE MOTION: Movements frequently and regularly required using the wrists, hands, and/or fingers.
AVERAGE VISUAL ABILITIES: Average, ordinary, visual acuity necessary to prepare or inspect document or products or operate machinery.
PHYSICAL STRENGTH: Sedentary work; sitting most of the time. Exerts up to 25 lbs. of force occasionally. (Almost all office jobs.)
WORKING CONDITIONS
NONE: No hazardous or significantly unpleasant conditions (such as in a typical office).
MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
REASONING ABILITY: Ability to apply logical or scientific thinking to define problems, collect data establish facts and draw conclusions. Able to interpret a variety of technical instructions and can deal with multiple variables.
MATHEMATICS ABILITY: Ability to compute discount, interest, profit, and loss; commission markup and selling price; and ratio, proportion, and percentage. Able to perform very simple algebra.
LANGUAGE ABILITY: Ability to read periodicals, journals, manuals, dictionaries, thesauruses, and encyclopedias.
Ability to prepare business letters, proposals, summaries, and reports using prescribed format and conforming to all rules of punctuation, grammar, diction, and style.
Ability to conduct training, communicates at panel discussions, and make professional presentations
POSITION PURPOSE
Under the direction of the BSA Currency Transaction Report (CTR) Manager, the BSA CTR Analyst performs supports the Bank Secrecy Act/Anti‑Money Laundering (BSA/AML) Department by collecting, verifying, validating, analyzing, reporting, and maintaining customer and transactional information to ensure the timely and accurate filing of CTRs for cash transactions exceeding $10,000, in compliance with regulatory requirements.
The BSA CTR Analyst is responsible for ensuring compliance with all applicable regulatory requirements, including the Bank Secrecy Act (BSA), USA PATRIOT Act, and Office of Foreign Assets Control (OFAC), as well as the Bank’s internal BSA/AML/OFAC policies and procedures.
ESSENTIAL FUNCTIONS AND BASIC DUTIES
Demonstrate a thorough understanding of the Bank’s BSA/AML regulations, policies, and procedures.Analyze CTR alerts generated from the anti-money laundering monitoring system as well as daily transaction reports designed to detect potentially reportable activity. Ensure timely, accurate, and complete filing of Currency Transaction Reports (CTR) in compliance with regulatory requirements. Review customer and transaction activity to Identify potentially suspicious activity, including structuring, and escalate for possible SAR consideration, when appropriate. Make recommendations for CTR exempt designations and assist with the preparation and filing of Designations of Exempt Persons (DOEP), including periodic reviews.Correspond with branch personnel regarding individual transaction activity, resolve discrepancies, and obtain required or supplemental information.Perform functions related to the Bank’s BSA/AML Program, including transaction monitoring, customer activity reviews, and account-level analysis. Complete required annual BSA/AML and Compliance training and remain current on regulatory changes impacting CTR and cash transaction reporting.Adhere to confidentiality, data privacy, and information security standards.Other duties as assigned by supervisor.The above statements describe the general nature and level of work only. They are not an exhaustive list of all required responsibilities, duties, and skills. Other duties may be added, or this job description amended at any time.
SUPERVISORY RESPONSIBILITIES
This role has no supervisory responsibilities.
QUALIFICATIONS
Education/Certification: Bachelor’s Degree or equivalent work experience. CAMS certification a plus.
Required Knowledge: Working knowledge of BSA, AML, and other AML regulatory policies with the ability to apply regulatory concepts and explain findings and decisions
Experience Required: Minimum of one year of BSA banking experience including branch/platform experience and knowledge of Bank Secrecy Act regulatory requirements.
Prior experience in AML, compliance or related role preferred, or relevant course work in criminology, law, logic as well as auditing and other business courses.
Skills/Abilities: Self-starter with the ability to work independently under minimal supervision while maintaining accuracy and productivity.
Ability to meet deadlines in a fast-paced, high-pressure environment while managing multiple priorities.
Results-oriented team player with a collaborative mindset.
Strong problem-solving and multi-tasking skills, with attention to detail.
Exceptional research and analytical skills, including the ability to analyze large amounts of data, identify higher-risk attributes (e.g., transactional behavior, geographical risk, product type, customer type, etc.) and disposition appropriately.
Strong verbal and written communication skills, with the ability to communicate effectively.
Proficient in MS Office (Outlook/Word/Excel/PowerPoint)
Strong documentation skills to clearly articulate alert disposition.
Adherence to controls and standards.
PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
TALKING: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.
AVERAGE HEARING: Able to hear average or normal conversations and receive ordinaryinformation.
REPETITIVE MOTION: Movements frequently and regularly required using the wrists, hands, and/or fingers.
AVERAGE VISUAL ABILITIES: Average, ordinary, visual acuity necessary to prepare or inspect document or products or operate machinery.
PHYSICAL STRENGTH: Sedentary work; sitting most of the time. Exerts up to 25 lbs. of force occasionally. (Almost all office jobs.)
WORKING CONDITIONS
NONE: No hazardous or significantly unpleasant conditions (such as in a typical office).
MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
REASONING ABILITY: Ability to apply logical or scientific thinking to define problems, collect data establish facts and draw conclusions. Able to interpret a variety of technical instructions and can deal with multiple variables.
MATHEMATICS ABILITY: Ability to compute discount, interest, profit, and loss; commission markup and selling price; and ratio, proportion, and percentage. Able to perform very simple algebra.
LANGUAGE ABILITY: Ability to read periodicals, journals, manuals, dictionaries, thesauruses, and encyclopedias.
Ability to prepare business letters, proposals, summaries, and reports using prescribed format and conforming to all rules of punctuation, grammar, diction, and style.
Ability to conduct training, communicates at panel discussions, and make professional presentations
External Applicants: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers. Applying through any other source may prevent Prosperity from receiving your application.
Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP.
Prosperity Bank is an Equal Opportunity Employer.
POSITION PURPOSE
This position is responsible for creating and disabling application accounts used within the Bank. This is a fast-paced position that requires attention to detail and effective teamwork. Candidates must be able to communicate with users and work in a professional, courteous manner.
ESSENTIAL FUNCTIONS AND BASIC DUTIES
Responsible for receiving, logging, dispatching User Administration tickets throughout the dayMonitor the User Administration inbox to ensure service requests are dispatched timelyEnsure on-boarding and off-boarding service requests are completed within defined SLA’sEnsure job function change requests are completed within defined SLA’sComplete password resets and application troubleshooting when requiredComplete daily departmental duties as assigned in a timely and professional manner in accordance with the IT Department standards Provide training to new team members as neededParticipate in task transfer training opportunities with other IT teamsProvide technical support via remote control tools or phone Document new procedures and update existing knowledge articlesIdentify process improvement opportunities
The above statements describe the general nature and level of work only. They are not an exhaustive list of all required responsibilities, duties, and skills. Other duties may be added, or this job description amended at any time.
SUPERVISORY RESPONSIBILITIES:
This role has no supervisory responsibilities.
QUALIFICATIONS
Education/Certification: College degree preferred; high school diploma required.
Required Experience: 4+ years of experience working in a technical environment.
Experience working with Microsoft 365 Suite and Active Directory
Experience with Service Management system, RemedyForce
Required knowledge: ITIL familiarity is a plus.
Skills/Abilities: Ability to prioritize and act autonomously while working in a fast-paced environment.
Ability to work well with and collaborate with team members.
Exceptional Organizational and technical skills.
Service driven with a focus on soft skills.
Must be able to communicate with users and work in a professional, courteous manner.
Ability to follow directions and procedures.
PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
Talking: Especially where one must frequently convey detailed or important instructions or
ideas accurately, loudly, or quickly.
Average Hearing: Able to hear average or normal conversations and receive ordinary information.
Repetitive Motion: Movements frequently and regularly required using the wrists, hands, and/or
fingers.
Average Visual Abilities: Average, ordinary, visual acuity necessary to prepare or inspect documents or
products, or operate machinery.
Physical Strength: Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally.
(Almost all office jobs.)
WORKING CONDITIONS
None: No hazardous or significantly unpleasant conditions (such as in a typical office).
MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
Reasoning Ability: Ability to apply logical or scientific thinking to define problems, collect data
establish facts and draw conclusions.
Able to interpret a variety of technical instructions and can deal with multiple
variables.
Mathematics Ability: Ability to compute discount, interest, profit, and loss; commission markup and
selling price; and ratio, proportion, and percentage.
Able to perform very simple algebra.
Language Ability: Ability to read periodicals, journals, manuals, dictionaries, thesauruses, and
encyclopedias.
External Applicants: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers. Applying through any other source may prevent Prosperity from receiving your application. Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity Bank is an Equal Opportunity Employer.
POSITION PURPOSE
The BSA Quality Assurance (“QA”) Lead Analyst assists the BSA QA Manager in implementing and maintaining the Bank’s QA processes in accordance with BSA/AML Policy, Procedures, and Guidelines. In addition to conducting QA Reviews, this position is responsible for evaluating the reviews completed by the QA Team, as needed, including those conducted on BSA/AML Transaction Monitoring (“TM”) alerts, case investigations, High-Risk Customer (HRC) EDD reviews, and SARs. The QA Lead Analyst identifies, documents, and reports findings to the QA Manager ensuring consistency amongst the QA Team, and to identify performance issues within the BSA Department.
ESSENTIAL FUNCTIONS AND BASIC DUTIES
•Serve as a Subject Matter Expert (SME) in all areas of BSA.
•Function as a point of contact to BSA QA Analysts for questions, providing real-time training.
•Understand, and ensure compliance with, regulatory requirements and Bank specific BSA/AML/OFAC policy and procedures.
•Conduct QA reviews on alerts, cases, SARs, and HRC EDD reviews.
•Provide feedback to, and communicate effectively with, peers and management on the results of QA reviews.
•Escalate concerns and/or findings on the results of QA testing clearly and objectively to BSA Management.
•Assist in preparing QA-related reports.
•Provide policy and procedure enhancement recommendations, including those to improve efficiency, quality, and consistency, to BSA Management.
•Assist in preparing training for all BSA workflows, to address identified issues and/or gaps in procedures or processes.
•Ensure adherence to all defined SLAs, manage workflows to the specified deadlines, and complete responsibilities in a satisfactory manner, ensuring work product meets both quality and quantity expectations.
•Participate and lead team meetings as needed.
•Interact with examiners, auditors, BSA Senior Leadership, and Bank Executive Management as required.
•Complete assigned training in a timely manner.
•Stay current on regulatory expectations, guidelines, and changes.
•Perform any other assignments as directed by BSA Management.
The above statements describe the general nature and level of work only. They are not an exhaustive list of all required responsibilities, duties, and skills. Other duties may be added, or this job description amended at any time.
SUPERVISORY RESPONSIBILITIES:
This position has no supervisory duties.
QUALIFICATIONS CAMS Preferred
EDUCATION/CERTIFICATION:
REQUIRED KNOWLEDGE: Knowledge of BSA, AML, and OFAC regulations and guidance, with the ability to apply and explain regulatory concepts
EXPERIENCE REQUIRED: Minimum of five years BSA/AML-related banking experience
SKILLS/ABILITIES: Strong interpersonal and verbal/written communication skills
Self- starter, capable of working under minimum supervision
Multi-tasker and able to meet deadlines in a high-pressure environment
Results oriented team player
Strong problem-solving ability
Exceptional research and analytical skills
Proficient in MS Office (Outlook/Word/Excel/PowerPoint)
Strong documentation skills
PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
TALKING: Must frequently convey detailed instructions or ideas accurately.
AVERAGE HEARING: Able to hear average or normal conversations and receive ordinary information.
REPETITIVE MOTION: Movements frequently and regularly required using the wrists, hands, and/orfingers.
AVERAGE VISUAL ABILITIES: Average, ordinary, visual acuity necessary to prepare or inspect physical and electronic documents.
PHYSICAL STRENGTH: Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally.
(Almost all office jobs.)
WORKING CONDITIONS: No hazardous or significantly unpleasant conditions (such as in a typical office).
MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
REASONING ABILITY: Ability to apply logical or scientific thinking to define problems, collect data establish facts and draw conclusions.
Able to interpret a variety of technical instructions and can deal with multiple variables.
MATHEMATICS ABILITY: Ability to compute simple math, including percents, averages, volume changes, and totals.
LANGUAGE ABILITY: Ability to read periodicals, journals, manuals, dictionaries, thesauruses, and encyclopedias.
Ability to prepare business letters, proposals, summaries, and reports using prescribed format and conforming to all rules of punctuation, grammar, diction, and style.
External Applicants: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers. Applying through any other source may prevent Prosperity from receiving your application. Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity Bank is an Equal Opportunity Employer.
POSITION PURPOSE
The BSA Quality Assurance (“QA”) Lead Analyst assists the BSA QA Manager in implementing and maintaining the Bank’s QA processes in accordance with BSA/AML Policy, Procedures, and Guidelines. In addition to conducting QA Reviews, this position is responsible for evaluating the reviews completed by the QA Team, as needed, including those conducted on BSA/AML Transaction Monitoring (“TM”) alerts, case investigations, High-Risk Customer (HRC) EDD reviews, and SARs. The QA Lead Analyst identifies, documents, and reports findings to the QA Manager ensuring consistency amongst the QA Team, and to identify performance issues within the BSA Department.
ESSENTIAL FUNCTIONS AND BASIC DUTIES
•Serve as a Subject Matter Expert (SME) in all areas of BSA.
•Function as a point of contact to BSA QA Analysts for questions, providing real-time training.
•Understand, and ensure compliance with, regulatory requirements and Bank specific BSA/AML/OFAC policy and procedures.
•Conduct QA reviews on alerts, cases, SARs, and HRC EDD reviews.
•Provide feedback to, and communicate effectively with, peers and management on the results of QA reviews.
•Escalate concerns and/or findings on the results of QA testing clearly and objectively to BSA Management.
•Assist in preparing QA-related reports.
•Provide policy and procedure enhancement recommendations, including those to improve efficiency, quality, and consistency, to BSA Management.
•Assist in preparing training for all BSA workflows, to address identified issues and/or gaps in procedures or processes.
•Ensure adherence to all defined SLAs, manage workflows to the specified deadlines, and complete responsibilities in a satisfactory manner, ensuring work product meets both quality and quantity expectations.
•Participate and lead team meetings as needed.
•Interact with examiners, auditors, BSA Senior Leadership, and Bank Executive Management as required.
•Complete assigned training in a timely manner.
•Stay current on regulatory expectations, guidelines, and changes.
•Perform any other assignments as directed by BSA Management.
The above statements describe the general nature and level of work only. They are not an exhaustive list of all required responsibilities, duties, and skills. Other duties may be added, or this job description amended at any time.
SUPERVISORY RESPONSIBILITIES:
This position has no supervisory duties.
QUALIFICATIONS CAMS Preferred
EDUCATION/CERTIFICATION:
REQUIRED KNOWLEDGE: Knowledge of BSA, AML, and OFAC regulations and guidance, with the ability to apply and explain regulatory concepts
EXPERIENCE REQUIRED: Minimum of five years BSA/AML-related banking experience
SKILLS/ABILITIES: Strong interpersonal and verbal/written communication skills
Self- starter, capable of working under minimum supervision
Multi-tasker and able to meet deadlines in a high-pressure environment
Results oriented team player
Strong problem-solving ability
Exceptional research and analytical skills
Proficient in MS Office (Outlook/Word/Excel/PowerPoint)
Strong documentation skills
PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
TALKING: Must frequently convey detailed instructions or ideas accurately.
AVERAGE HEARING: Able to hear average or normal conversations and receive ordinary information.
REPETITIVE MOTION: Movements frequently and regularly required using the wrists, hands, and/orfingers.
AVERAGE VISUAL ABILITIES: Average, ordinary, visual acuity necessary to prepare or inspect physical and electronic documents.
PHYSICAL STRENGTH: Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally.
(Almost all office jobs.)
WORKING CONDITIONS: No hazardous or significantly unpleasant conditions (such as in a typical office).
MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
REASONING ABILITY: Ability to apply logical or scientific thinking to define problems, collect data establish facts and draw conclusions.
Able to interpret a variety of technical instructions and can deal with multiple variables.
MATHEMATICS ABILITY: Ability to compute simple math, including percents, averages, volume changes, and totals.
LANGUAGE ABILITY: Ability to read periodicals, journals, manuals, dictionaries, thesauruses, and encyclopedias.
Ability to prepare business letters, proposals, summaries, and reports using prescribed format and conforming to all rules of punctuation, grammar, diction, and style.
External Applicants: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers. Applying through any other source may prevent Prosperity from receiving your application. Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity Bank is an Equal Opportunity Employer.
POSITION PURPOSE
The BSA Quality Assurance (“QA”) Lead Analyst assists the BSA QA Manager in implementing and maintaining the Bank’s QA processes in accordance with BSA/AML Policy, Procedures, and Guidelines. In addition to conducting QA Reviews, this position is responsible for evaluating the reviews completed by the QA Team, as needed, including those conducted on BSA/AML Transaction Monitoring (“TM”) alerts, case investigations, High-Risk Customer (HRC) EDD reviews, and SARs. The QA Lead Analyst identifies, documents, and reports findings to the QA Manager ensuring consistency amongst the QA Team, and to identify performance issues within the BSA Department.
ESSENTIAL FUNCTIONS AND BASIC DUTIES
•Serve as a Subject Matter Expert (SME) in all areas of BSA.
•Function as a point of contact to BSA QA Analysts for questions, providing real-time training.
•Understand, and ensure compliance with, regulatory requirements and Bank specific BSA/AML/OFAC policy and procedures.
•Conduct QA reviews on alerts, cases, SARs, and HRC EDD reviews.
•Provide feedback to, and communicate effectively with, peers and management on the results of QA reviews.
•Escalate concerns and/or findings on the results of QA testing clearly and objectively to BSA Management.
•Assist in preparing QA-related reports.
•Provide policy and procedure enhancement recommendations, including those to improve efficiency, quality, and consistency, to BSA Management.
•Assist in preparing training for all BSA workflows, to address identified issues and/or gaps in procedures or processes.
•Ensure adherence to all defined SLAs, manage workflows to the specified deadlines, and complete responsibilities in a satisfactory manner, ensuring work product meets both quality and quantity expectations.
•Participate and lead team meetings as needed.
•Interact with examiners, auditors, BSA Senior Leadership, and Bank Executive Management as required.
•Complete assigned training in a timely manner.
•Stay current on regulatory expectations, guidelines, and changes.
•Perform any other assignments as directed by BSA Management.
The above statements describe the general nature and level of work only. They are not an exhaustive list of all required responsibilities, duties, and skills. Other duties may be added, or this job description amended at any time.
SUPERVISORY RESPONSIBILITIES:
This position has no supervisory duties.
QUALIFICATIONS CAMS Preferred
EDUCATION/CERTIFICATION:
REQUIRED KNOWLEDGE: Knowledge of BSA, AML, and OFAC regulations and guidance, with the ability to apply and explain regulatory concepts
EXPERIENCE REQUIRED: Minimum of five years BSA/AML-related banking experience
SKILLS/ABILITIES: Strong interpersonal and verbal/written communication skills
Self- starter, capable of working under minimum supervision
Multi-tasker and able to meet deadlines in a high-pressure environment
Results oriented team player
Strong problem-solving ability
Exceptional research and analytical skills
Proficient in MS Office (Outlook/Word/Excel/PowerPoint)
Strong documentation skills
PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
TALKING: Must frequently convey detailed instructions or ideas accurately.
AVERAGE HEARING: Able to hear average or normal conversations and receive ordinary information.
REPETITIVE MOTION: Movements frequently and regularly required using the wrists, hands, and/orfingers.
AVERAGE VISUAL ABILITIES: Average, ordinary, visual acuity necessary to prepare or inspect physical and electronic documents.
PHYSICAL STRENGTH: Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally.
(Almost all office jobs.)
WORKING CONDITIONS: No hazardous or significantly unpleasant conditions (such as in a typical office).
MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
REASONING ABILITY: Ability to apply logical or scientific thinking to define problems, collect data establish facts and draw conclusions.
Able to interpret a variety of technical instructions and can deal with multiple variables.
MATHEMATICS ABILITY: Ability to compute simple math, including percents, averages, volume changes, and totals.
LANGUAGE ABILITY: Ability to read periodicals, journals, manuals, dictionaries, thesauruses, and encyclopedias.
Ability to prepare business letters, proposals, summaries, and reports using prescribed format and conforming to all rules of punctuation, grammar, diction, and style.
POSITION PURPOSE
Under the direction of the BSA Currency Transaction Report (CTR) Manager, the BSA CTR Analyst performs supports the Bank Secrecy Act/Anti‑Money Laundering (BSA/AML) Department by collecting, verifying, validating, analyzing, reporting, and maintaining customer and transactional information to ensure the timely and accurate filing of CTRs for cash transactions exceeding $10,000, in compliance with regulatory requirements.
The BSA CTR Analyst is responsible for ensuring compliance with all applicable regulatory requirements, including the Bank Secrecy Act (BSA), USA PATRIOT Act, and Office of Foreign Assets Control (OFAC), as well as the Bank’s internal BSA/AML/OFAC policies and procedures.
ESSENTIAL FUNCTIONS AND BASIC DUTIES
Demonstrate a thorough understanding of the Bank’s BSA/AML regulations, policies, and procedures.Analyze CTR alerts generated from the anti-money laundering monitoring system as well as daily transaction reports designed to detect potentially reportable activity. Ensure timely, accurate, and complete filing of Currency Transaction Reports (CTR) in compliance with regulatory requirements. Review customer and transaction activity to Identify potentially suspicious activity, including structuring, and escalate for possible SAR consideration, when appropriate. Make recommendations for CTR exempt designations and assist with the preparation and filing of Designations of Exempt Persons (DOEP), including periodic reviews.Correspond with branch personnel regarding individual transaction activity, resolve discrepancies, and obtain required or supplemental information.Perform functions related to the Bank’s BSA/AML Program, including transaction monitoring, customer activity reviews, and account-level analysis. Complete required annual BSA/AML and Compliance training and remain current on regulatory changes impacting CTR and cash transaction reporting.Adhere to confidentiality, data privacy, and information security standards.Other duties as assigned by supervisor.The above statements describe the general nature and level of work only. They are not an exhaustive list of all required responsibilities, duties, and skills. Other duties may be added, or this job description amended at any time.
SUPERVISORY RESPONSIBILITIES
This role has no supervisory responsibilities.
QUALIFICATIONS
Education/Certification: Bachelor’s Degree or equivalent work experience. CAMS certification a plus.
Required Knowledge: Working knowledge of BSA, AML, and other AML regulatory policies with the ability to apply regulatory concepts and explain findings and decisions
Experience Required: Minimum of one year of BSA banking experience including branch/platform experience and knowledge of Bank Secrecy Act regulatory requirements.
Prior experience in AML, compliance or related role preferred, or relevant course work in criminology, law, logic as well as auditing and other business courses.
Skills/Abilities: Self-starter with the ability to work independently under minimal supervision while maintaining accuracy and productivity.
Ability to meet deadlines in a fast-paced, high-pressure environment while managing multiple priorities.
Results-oriented team player with a collaborative mindset.
Strong problem-solving and multi-tasking skills, with attention to detail.
Exceptional research and analytical skills, including the ability to analyze large amounts of data, identify higher-risk attributes (e.g., transactional behavior, geographical risk, product type, customer type, etc.) and disposition appropriately.
Strong verbal and written communication skills, with the ability to communicate effectively.
Proficient in MS Office (Outlook/Word/Excel/PowerPoint)
Strong documentation skills to clearly articulate alert disposition.
Adherence to controls and standards.
PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
TALKING: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.
AVERAGE HEARING: Able to hear average or normal conversations and receive ordinaryinformation.
REPETITIVE MOTION: Movements frequently and regularly required using the wrists, hands, and/or fingers.
AVERAGE VISUAL ABILITIES: Average, ordinary, visual acuity necessary to prepare or inspect document or products or operate machinery.
PHYSICAL STRENGTH: Sedentary work; sitting most of the time. Exerts up to 25 lbs. of force occasionally. (Almost all office jobs.)
WORKING CONDITIONS
NONE: No hazardous or significantly unpleasant conditions (such as in a typical office).
MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
REASONING ABILITY: Ability to apply logical or scientific thinking to define problems, collect data establish facts and draw conclusions. Able to interpret a variety of technical instructions and can deal with multiple variables.
MATHEMATICS ABILITY: Ability to compute discount, interest, profit, and loss; commission markup and selling price; and ratio, proportion, and percentage. Able to perform very simple algebra.
LANGUAGE ABILITY: Ability to read periodicals, journals, manuals, dictionaries, thesauruses, and encyclopedias.
Ability to prepare business letters, proposals, summaries, and reports using prescribed format and conforming to all rules of punctuation, grammar, diction, and style.
Ability to conduct training, communicates at panel discussions, and make professional presentations
External Applicants: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers. Applying through any other source may prevent Prosperity from receiving your application.
Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP.
Prosperity Bank is an Equal Opportunity Employer.
POSITION PURPOSE
Responsible for performing a broad variety of financial services as needed at multiple locations including teller functions, (deposits, withdrawals, loan payments, cashiers’ checks, money orders, and cash advances), Customer Service functions (opening and closing accounts, renewing certificate accounts, and assisting customers with bookkeeping and checking account problems, answer customer questions regarding Bank services provided and performs a variety of account maintenance), and Customer Advocate functions (courteously and promptly resolves customer questions or problems, assists customers with all telephone inquires regarding bank accounts and bank services, completes appropriate documentation to complete customer transactions). Cross sells services as required. Responsible for providing excellent customer service and maintaining strong professional relationships.
ESSENTIAL FUNCTIONS AND BASIC DUTIES
1. Assumes responsibility for the effective and professional performance of financial service functions.
• Presents and explains Bank services and products to clients and assists in meeting their financial needs including the following: opening, closing and maintaining all checking, savings, time deposits, IRA’s, safe deposit boxes and savings bonds
• Answers questions and solves problems for clients by listening to problems, collecting data, securing answers.
• Assists clients with disputes involving Bank online, Master Money, ATM services or deposit accounts.
• Tele-consulting
• Meets goals set on scorecard
2. Assumes responsibility for the efficient, effective, and accurate performance of Teller functions.
• Represents the Bank in a courteous and professional manner.
• Receives deposits in person or by mail.
• Receives loan payments in person or by mail. Properly computes interest.
• Processes cash advances, travelers’ checks, cashiers’ checks, money orders, government bonds, and similar transactions.
• Disburses cash or check withdrawals in person, by telephone, or by mail.
• Processes transfers.
• Opens and closes computer terminal accounts daily. Processes assigned cash and transactions and balances at end of day.
• Receives and processes payroll deduction starts, stops, and increases.
• Verifies transactions. Monitors deposit amounts and examines documents for endorsement and negotiability. Detects and resolves discrepancies promptly.
• Has no more than one proof error within a 30-day period
• Follows Teller procedures consistently
3. Assumes responsibility for the effective and professional performance of financial service
functions in the Call Center. (Lubbock Division only)
• Assists customer with all inquiries involving checking, savings, certificates of deposit, IRA, loan, business, and trust accounts.
• Performs file maintenance and account changes as needed.
• Assist customers with Bank on Call, Bank online, and Debit/Tillie card services.
• Performs research needed to resolve customer account issues.
• Maintains files for each customer assisted.
• Researches and resolves problems with customer accounts.
• Meets goals set on scorecard
• Other duties include working with wire transfers, interest rate inquiries, safe deposit boxes, error resolution, deceased customers, lost or stolen account related items or information and forged or fraudulent activity, and teller services
4. Assumes responsibility for establishing and maintaining effective, professional business relations with
customers.
• Ensures that customers' requests and questions are promptly resolved.
• Operates online teller terminal. Provides in person, by telephone, or by mail, information that customers may authorize concerning their account status.
• Receives and processes new customer accounts and changes to existing accounts.
• Receives and processes changes of name, addresses, and other account information as needed.
• Maintains privacy of customer account information.
• Ensures that the Bank's quality reputation is maintained and projected.
5. Assumes responsibility for establishing and maintaining effective coordination and working relationships
with area personnel and with management.
• Assists area personnel as required.
• Keeps supervisor informed of area activities and significant problems.
• Completes required reports and records accurately and promptly.
• Attends meetings and training classes that may be held on weekday, evenings, and/or Saturdays
6. Assumes responsibility for related duties as required or assigned.
• Actively and professionally cross sells Bank services.
• Performs related clerical duties as needed.
• Ensures that work area is clean, secure, and well maintained.
• Performs research and NSF duties as needed.
QUALIFICATIONS
EDUCATION/CERTIFICATION:
High school graduate or equivalent.
REQUIRED KNOWLEDGE:
Good understanding of financial services and products provided.
Excellent knowledge of Teller policies and procedures.
Understanding of customer bookkeeping procedures.
Knowledge of Company products, sales policies, and procedures.
EXPERIENCE REQUIRED:
At least one year of related experience required.
Customer service and data entry experience preferred
Prior Banking experience required
SKILLS/ABILITIES:
Professional appearance and attitude.
Ability to operate related computer applications and business equipment including
10-key and telephone.
Solid math and bookkeeping abilities.
Excellent communications and public relations skills.
Well organized.
Detail oriented
Willingness to assist others.
Strong typing abilities.
TRAVEL REQUIREMENTS:
This position has the following travel requirements: Regular travel to branch locations within the area and dependable transportation. On rare occasions may include out of town travel with overnight/multiple night stay in some out of town locations. When not working at the designated home banking center, mileage driven will qualify for reimbursement in accordance with the Banks Mileage Allowance Policy.
PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
TALKING:
Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or
quickly.
AVERAGE HEARING:
Able to hear average or normal conversations and receive ordinary information.
FINGER DEXTERITY:
Using primarily just the fingers to make small movements such as typing, picking up small objects, or pinching
fingers together.
REPETITIVE MOTION:
Movements frequently and regularly required using the wrists, hands, and/or fingers.
AVERAGE VISUAL ABILITIES:
Average, ordinary, visual acuity necessary to prepare or inspect documents or products or operate machinery.
PHYSICAL STRENGTH:
Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally. (Almost all office jobs.)
WORKING CONDITIONS:
No hazardous or significantly unpleasant conditions (such as in a typical office).
MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
REASONING ABILITY:
Ability to apply common sense understanding to carry out detailed but uninvolved instructions and to deal with
problems involving a few variables.
MATHEMATICS ABILITY:
Ability to perform basic math skills, use decimals to compute ratios and percents, and to draw and interpret graphs.
LANGUAGE ABILITY:
Ability to use passive vocabulary of 5,000-6,000 words; read at a slow rate; and define unfamiliar words in
dictionaries for meaning, spelling, and pronunciation. Ability to write complex sentences, using proper punctuation,
and using adjectives and adverbs. Ability to communicate in complex sentences, using normal word order with
present and past tenses and good vocabulary.
External Applicants: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers. Applying through any other source may prevent Prosperity from receiving your application.
Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP.
Prosperity Bank is an Equal Opportunity Employer.
POSITION PURPOSE
Perform numerous functions including processing deposits, withdrawals, posting to general ledger accounts, cashing negotiable items, processing loan payments, savings bonds, and cashier’s checks while promoting the bank’s products and services and providing excellent customer service.
ESSENTIAL FUNCTIONS AND BASIC DUTIES
Assumes responsibility for the efficient, effective, and accurate performance of Teller functions.Represents the bank in a courteous and professional manner.Receives and processes deposits.Receives and processes loan payments.Cashes checks and other negotiable instruments for clients.Examines documents for endorsements and negotiability.Processes transfers between accounts.Sells traveler’s checks, official checks, and money orders.Processes credit card cash advances.Verifies and balances cash daily.Detects and resolves discrepancies promptly.Offers other Bank products to meet customer needs and strengthen the relationship.Has no more than one proof error within a 30-day period.Follow Teller procedures consistently and adheres to compliance requirements.Other duties as assigned.Assumes responsibility for establishing and maintaining effective, professional business relations with clients.Ensures that client requests and inquiries are promptly resolved.Operates online teller terminal.Maintains privacy of customer information.Ensures that the Bank’s quality reputation is maintained and projected.Assumes responsibility for establishing and maintaining effective coordination and working relationships with area personnel and with management.Assists area personnel as required.Assists with training or orientation as needed.Keeps supervisor informed of area activities and of any problems or concerns.Completes required reports and records accurately and promptly.Attends meetings and training classes that may be held on weekdays, evenings, and/or Saturdays.Assumes responsibility for related duties as required or assigned.Performs night drop functions as assigned.Performs related clerical duties as assigned.Ensures that work areas are clean, secure, and well maintained.Cross sells Bank products and services.PERFORMANCE MEASUREMENTS
Teller functions are efficiently, effectively, and accurately performed in accordance with established policies, standards, and security procedures.Cash is balanced and any discrepancies promptly resolved. A balancing record that meets established standards is maintained.Good business relations exist with clients. Client problems and inquiries are courteously and promptly resolved.Good working relationships and coordination exist with area personnel and with management. Assistance is provided to other Tellers and staff as needed. Supervisors are appropriately informed of area activities.Required reports and records are accurate, complete, and timely.Consistently strives to develop new client relationships as well as strengthen existing client relationships by identifying opportunities to sell Bank products and services.The Bank’s professional reputation is maintained and conveyed.QUALIFICATIONS
Education/Certification:
High school graduate or equivalent.
Required Knowledge:
Understanding of Bank operations preferred.
Required Knowledge Proficiencies:
Mentor Program, All required training and webinars in 90-day plan, DNA Standard/UX, CTR/MIL understanding, IVIEW, Product Knowledge, ATM Balancing, WITS/Wires - min. domestic, Risk Management Skill, Dual Control.
Experience Required:
At least one year of related experience/cash handling preferred.
Previous Teller experience preferred.
Skills/Abilities:
Good communication skills.
Professional appearance, dress, and attitude.
Good math skills.
Good typing skills.
Ability to operate related computer applications and business equipment including adding machine, typewriter, copy machine, coin and money counting machines, and telephone.
PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
Talking: Especially where one must frequently convey detailed or important instructions or
ideas accurately, loudly, or quickly.
Average Hearing: Able to hear average or normal conversations and receive ordinary information.
Finger Dexterity: Using primarily just the fingers to make small movements such as typing, picking
up small objects or pinching fingers together.
Repetitive Motion: Movements frequently and regularly required using the wrists, hands, and/or fingers.
Average Visual Abilities: Average, ordinary, visual acuity necessary to prepare or inspect documents or
products, or operate machinery.
Physical Strength: Sedentary work; sitting most of the time. Exerts up to 10 to 25 lbs. of force occasionally.
No hazardous or significantly unpleasant conditions (such as in a typical office).
____________________________________________________________________________________________
MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
Reasoning Ability: Ability to apply common sense understanding to carry out detailed but uninvolved
instructions and to deal with problems involving a few variables.
Mathematics Ability: Ability to perform basic math skills, use decimals to compute ratios, percentages,
and to draw and interpret graphs.
Language Ability: Ability to use passive vocabulary of 5,000-6,000 words; read at a slow rate;
And define unfamiliar words in dictionaries for meaning, spelling, and pronunciation.
Ability to write complex sentences, using proper punctuation, and using adjectives and adverbs.
Ability to communicate in complex sentences, using normal word order with present and past tenses and good vocabulary.
External Applicants: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers. Applying through any other source may prevent Prosperity from receiving your application. Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity Bank is an Equal Opportunity Employer.
POSITION PURPOSE
Responsible for credit underwriting, monitoring, and portfolio management of Commercial Banking relationships to ensure strong credit quality and achieve efficient internal processes to retain and expand client relationships.
Primary performance responsibilities include analyzing financial data to determine the merits of loan requests, monitoring the performance of existing client relationships, and assist in the management and organization of the loan portfolio.
ESSENTIAL FUNCTIONS AND BASIC DUTIES
Assist with due diligence/analysis of new client relationships and opportunity memos as appropriate. Manage the renewal process by working with the Relationship Manager, the client, & the credit department. Assist in the preparation of loan packages, make presentations, and participate in the bank’s loan approval process.Manage the process for approving and closing modifications/amendments/waivers to existing credit agreements.Assist Relationship Manager in coordinating the loan closing process for new and existing loan relationships (i.e. working with both outside counsel and internal document preparation groups, reviewing loan documents, closing loans with clients). Assist and joins Relationship Manager in business development calling efforts.Perform other administrative duties required for the maintenance the loan portfolio (i.e. exception tracking, financial reporting and covenant compliance).Manage and oversee small loan/deposit portfolios. Ensure the portfolio administration and risk management of each client relationship follows the established credit policy, procedure, and business strategy as well as regulatory guidelines. Perform annual loan reviews as needed.Partner with the Relationship Manager as a point of a contact for existing and prospective clients; acting as a liaison to the Credit Department, the Commercial support staff and other internal business partners.Monitor loan repayment activities and financial condition of borrowing clients and take necessary action to collect past due accounts.Agreeable to work overtime as needed based on work assigned in order to meet deadlines provided.Participates in community and business functions/groups to ensure a positive image for the bank within the region’s marketplace. Perform other duties and special projects as needed.The above statements describe the general nature and level of work only. They are not an exhaustive list of all required responsibilities, duties, and skills. Other duties may be added, or this job description amended at any time.
QUALIFICATIONS
Education/Certification: Bachelor’s degree (business concentration preferred)
Required Knowledge: Proficient with Microsoft Word, Excel, Power Point as well as some form of financial spreading software
Experience Required: Has 2-3 years of banking experience, primarily related to credit analysis/underwriting
Skills/Abilities: Demonstrates strong written and analytical skills
Has strong understanding of credit policy and procedures and is able to accurately evaluate both cash-flow and collateral-based credits
Ability to make appropriate judgments and decisions with limited guidance
Ability to deal with complex problems involving multiple facets and variables in non-standardized situations.
Excellent planning and organizational skills, including the ability to work independently on projects of high complexity with minimal supervision
Strong public speaking and presentation skills
Excellent written and verbal communications skills
Ability to maintain confidentiality and instill trust within the organization
Proficient in Microsoft Word, Excel, and PowerPoint ability to multitask is essential
PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
Talking: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.
Average Hearing: Able to hear average or normal conversations and receive ordinary information.
Repetitive Motion: Movements frequently and regularly required using the wrists, hands, and/or fingers.
Average Visual Abilities: Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery.
Physical Strength: Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally. (Almost all office jobs.)
WORKING CONDITIONS
None: No hazardous or significantly unpleasant conditions (such as in a typical office).
MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
Reasoning Ability: Ability to apply logical or scientific thinking to define problems, collect data establish facts and draw conclusions.
Able to interpret a variety of technical instructions and can deal with multiple variables.
Mathematics Ability: Ability to compute discount, interest, profit, and loss; commission markup and selling price; and ratio, proportion, and percentage.
Able to perform very simple algebra.
Language Ability: Ability to read periodicals, journals, manuals, dictionaries, thesauruses, and encyclopedias.
