Primary Position Objective
Service and administer commercial construction loans used to construct affordable multifamily rental communities and commercial real estate developments.
Major Duties and Responsibilities:
Review and interpret commercial loan documents to service construction loans in accordance with agreed upon terms.Review and approve closing draws and monthly draw submissions that include an AIA G702 Application and Certificate for Payment and G703 Continuation Sheet, which collectively represent a request for funding to construct or rehabilitate commercial developments.Review, analyze, and approve contracts, invoices and support for development expenditures submitted for funding approval.Create and maintain organized construction loan files in accordance with a defined policy.Review and interpret construction inspection reports.Request and review commercial title insurance updates to confirm the fee simple title is free of liens or encumbrances.Effectively communicate with staff and clients; andAdhere to timelines and deadlines established based on client needs and department workflow.Supervisory Requirements:
None
Additional Expectations:
Provide a professional example, accuracy, and consistency in work performance.Participates and is an active team member by assisting others.Communicates in a courteous manner.Maintains the quality and integrity of the services provided by the department.Create an atmosphere within the organization that attains and maintains a high level of morale and embraces our Vision-Mission-Values and our Goals and Objectives “VMVGO”.Independent Judgment:
Ability to recognize the sufficiency and accuracy of information provided for funding construction draw requests.Identify potential issues, inconsistencies, errors and defaults discovered during the review process that may impact ability to fund; andEffectively communicate identified issues with manager.Requirements & Qualifications:
1 to 5 years’ experience in construction loan administration or construction accounting.Bachelor’s degree in business, finance or accounting related field or equivalent experience.Knowledge of commercial loan documentation.Knowledge of construction accounting proceduresKnowledge of Davis Bacon and Section 3 helpful but not requiredGood attention to detail, organizational, and problem-solving skills.Ability to be flexible and meet deadlines.Ability to work independently with minimal supervision.Strong computer skills with emphasis on Microsoft Excel, Word, and Outlook.Excellent analytical and communication skills (verbal and written).Physical Requirements
Talking - Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.Hearing - Able to hear average or normal conversations and receive ordinary information.Repetitive Motion - Movements frequently and regularly required using the wrists, hands, and/or fingers.Vision - Average, ordinary, visual acuity necessary to prepare or inspect documents or products or operate machinery.Physical Strength - Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally.
This description has been designed to indicate the general nature and level of work performed by an employee in this position. The actual duties, responsibilities and qualifications may vary in the future based on new or revised work assigned to this position.
AmeriNat offers a competitive benefits package including 401k; performance incentives; paid medical, life and long-term disability; dental; PTO and holiday pay as well as opportunities for advancement. Dress code is business casual (jeans allowed) and occasional business attire required.
AmeriNat will consider qualified applicants in a manner consistent with local “Fair Chance” ordinances. AmeriNat is an Equal Opportunity Employer.
Read LessPrimary Position Objective
The Staff Accountant will be responsible for tracking and evaluating the day-to-day activities within all areas of the accounting department. Duties include, but are not limited to, reconciling accounts, preparing financial statements, accounts payable processing and reconcilement and quarterly reporting and tracking information pertaining to company assets and income for compliance. Moreover, the candidate must have strong interpersonal skills and possess a strong business acumen. This role will report directly to the Chief Financial Officer and requires a high level of professional capabilities.
Responsibilities:
Requirements:
BS degree in Accounting or Finance or comparable work experienceAdvanced computer skills: MS Office SuiteProven knowledge of bookkeeping and accounting principles, practices, standards, laws and regulationsHigh attention to detail and accuracyPhysical Requirements
Talking - Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.Hearing - Able to hear average or normal conversations and receive ordinary information.Repetitive Motion - Movements frequently and regularly required using the wrists, hands, and/or fingers.Vision - Average, ordinary, visual acuity necessary to prepare or inspect documents or products or operate machinery.
This description has been designed to indicate the general nature and level of work performed by an employee in this position. The actual duties, responsibilities and qualifications may vary in the future based on new or revised work assigned to this position.
First Bank & Trust of Illinois offers eligible employees a competitive benefits package including 401k; medical, life and long-term disability; dental; PTO and holiday pay as well as opportunities for advancement. Dress code is business casual.
First Bank & Trust of Illinois will consider qualified applicants in a manner consistent with local “Fair Chance” ordinances. First Bank & Trust of Illinois is an Equal Opportunity Employer.
Read LessPrimary Position Objective
Service and administer commercial construction loans used to construct affordable multifamily rental communities and commercial real estate developments.
Major Duties and Responsibilities:
Review and interpret commercial loan documents to service construction loans in accordance with agreed upon terms.Review and approve closing draws and monthly draw submissions that include an AIA G702 Application and Certificate for Payment and G703 Continuation Sheet, which collectively represent a request for funding to construct or rehabilitate commercial developments.Review, analyze, and approve contracts, invoices and support for development expenditures submitted for funding approval.Create and maintain organized construction loan files in accordance with a defined policy.Review and interpret construction inspection reports.Request and review commercial title insurance updates to confirm the fee simple title is free of liens or encumbrances.Effectively communicate with staff and clients; andAdhere to timelines and deadlines established based on client needs and department workflow.Supervisory Requirements:
None
Additional Expectations:
Provide a professional example, accuracy, and consistency in work performance.Participates and is an active team member by assisting others.Communicates in a courteous manner.Maintains the quality and integrity of the services provided by the department.Create an atmosphere within the organization that attains and maintains a high level of morale and embraces our Vision-Mission-Values and our Goals and Objectives “VMVGO”.Independent Judgment:
Ability to recognize the sufficiency and accuracy of information provided for funding construction draw requests.Identify potential issues, inconsistencies, errors and defaults discovered during the review process that may impact ability to fund; andEffectively communicate identified issues with manager.Requirements & Qualifications:
1 to 5 years’ experience in construction loan administration or construction accounting.Bachelor’s degree in business, finance or accounting related field or equivalent experience.Knowledge of commercial loan documentation.Knowledge of construction accounting proceduresKnowledge of Davis Bacon and Section 3 helpful but not requiredGood attention to detail, organizational, and problem-solving skills.Ability to be flexible and meet deadlines.Ability to work independently with minimal supervision.Strong computer skills with emphasis on Microsoft Excel, Word, and Outlook.Excellent analytical and communication skills (verbal and written).Physical Requirements
Talking - Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.Hearing - Able to hear average or normal conversations and receive ordinary information.Repetitive Motion - Movements frequently and regularly required using the wrists, hands, and/or fingers.Vision - Average, ordinary, visual acuity necessary to prepare or inspect documents or products or operate machinery.Physical Strength - Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally.
This description has been designed to indicate the general nature and level of work performed by an employee in this position. The actual duties, responsibilities and qualifications may vary in the future based on new or revised work assigned to this position.
AmeriNat offers a competitive benefits package including 401k; performance incentives; paid medical, life and long-term disability; dental; PTO and holiday pay as well as opportunities for advancement. Dress code is business casual (jeans allowed) and occasional business attire required.
AmeriNat will consider qualified applicants in a manner consistent with local “Fair Chance” ordinances. AmeriNat is an Equal Opportunity Employer.
Read LessPrimary Position Objective
First Bank & Trust Company of Illinois is seeking an experienced Personal Banker to join our team. The Personal Banker is responsible for developing and maintaining strong customer relationships while delivering high-quality solutions that meet our customers’ needs. This role requires strong customer service skills, product knowledge, and a commitment to operational excellence.
Major Duties and Responsibilities:
Provide exceptional customer service through face-to-face, phone, and digital interactions.Open and maintain checking, savings, CDs, IRAs and other deposit accounts.Support Treasury Management products, including wire transfer, ACH, Debit Card, and Mobile Banking/Zelle transactions. Provide teller support, including transaction overrides, vault balancing and ATM balancing. Open and close the bank in accordance with bank procedures.This position does not include supervisory responsibilities.Additional Expectations:
Maintain professionalism, accuracy, and consistency in work performance.Comply and remain up to date with all bank policies, procedures, and regulatory requirements.Foster respectful and collaborative relationships with teammates. Support the overall goals of the Bank and ensure that services are delivered professionally and efficiently.Requirements
High school diploma or equivalent; associate or bachelor’s degree preferred.1-3 years of experience in personal banking or similar role.Strong knowledge of retail banking products and services.Experience with Treasury Management products preferred.Basic computer skills and proficiency with financial software systems.Ability to work independently and collaboratively in a team environment.Excellent communication and interpersonal skills.Strong attention to detail and ability to follow procedures.Physical Requirements
Talking - Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.Hearing - Able to hear average or normal conversations and receive ordinary information.Repetitive Motion - Movements frequently and regularly required using the wrists, hands, and/or fingers.Vision - Average, ordinary, visual acuity necessary to prepare or inspect documents or products or operate machinery.Physical Strength - Sedentary work; sitting much of the time. Some walking, including stairs. Exerts up to 10 lbs. of force occasionally.
This description has been designed to indicate the general nature and level of work performed by an employee in this position. The actual duties, responsibilities and qualifications may vary in the future based on new or revised work assigned to this position.
First Bank & Trust of Illinois offers eligible employees a competitive benefits package including 401k; medical, life and long-term disability; dental; PTO and holiday pay as well as opportunities for advancement. Dress code is business casual.
First Bank & Trust of Illinois will consider qualified applicants in a manner consistent with local “Fair Chance” ordinances. First Bank & Trust of Illinois is an Equal Opportunity Employer.
Read LessPrimary Position Objective
Support Borrowers by addressing inquiries related to their loan and assist Clients by executing defined procedures in accordance with program guidelines and funding source terms.
Major Duties and Responsibilities:
Respond to incoming inquiries related to lending programs within established timeframes.Review loan documentation—including mortgages, promissory notes, deeds, releases, satisfactions, matters of public record related to title and other financial documentation—to ensure accuracy and compliance with client underwriting guidelines.Apply client and program specific guidelines throughout all stages of program processing.Communicate effectively with staff regarding your review of submissions, your interpretation of applicable documented procedures, program related guidance, and your conclusions related to that review.Prepare and submit complete and accurate recommendations to clients.Accurately enter and maintain data across all required systems.Adhere to timelines based on client needs and departmental workflow.Deliver a high level of customer service to all clients and borrowers.Participate in meetings with staff, clients, and vendors as required.Other duties as assigned.Supervisory Requirements:
None
Additional Expectations:
Demonstrate professionalism, accuracy, and consistency in all work performed.Collaborate effectively within a team environment and maintain respectful working relationships with staff and clients.Communicate clearly, courteously, and professionally.Approach challenges with a solution-oriented mindset and resolve issues promptly.Keep management informed of relevant and timely information.Uphold the quality and integrity of departmental services.Support the overall goals of the Company by ensuring services are delivered efficiently and professionally.Independent Judgment:
Make decisions on the sufficiency and accuracy of information provided.Identify potential issues discovered during the review process that may impact the recommendation or processing of the file.Effectively communicate identified issues with teammates and senior staff.Requirements & Qualifications:
2+ yrs experience in the mortgage industry preferred.High School diploma or equivalent.Familiarity with mortgage documentation. Excellent customer service/communication skills with an emphasis on professionalism.Good attention to detail and the ability to multi-task in a fast-paced environment.Strong work ethic.Ability to be flexible and meet deadlines.Strong computer skills with emphasis on MS Windows, Outlook, Word and Excel are required and the ability to learn new loan servicing systems or other software as implemented.Excellent organizational, analytical and communication skills (both verbal and written).Strong comfort level with technology, including ability to adapt to new systems quickly and easily.
Physical Requirements
Talking - Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.Hearing - Able to hear average or normal conversations and receive ordinary information.Repetitive Motion - Movements frequently and regularly required using the wrists, hands, and/or fingers.Vision - Average, ordinary, visual acuity necessary to prepare or inspect documents or products or operate machinery.Physical Strength - Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally.
This description has been designed to indicate the general nature and level of work performed by an employee in this position. The actual duties, responsibilities and qualifications may vary in the future based on new or revised work assigned to this position.
AmeriNat offers a competitive benefits package including 401k; performance incentives; paid medical, life and long-term disability; dental; PTO and holiday pay as well as opportunities for advancement. Dress code is business casual (jeans allowed) and occasional business attire required.
AmeriNat will consider qualified applicants in a manner consistent with local “Fair Chance” ordinances. AmeriNat is an Equal Opportunity Employer.
Read LessPrimary Position Objective
Responsible for administering a portfolio of performing and distressed commercial loans of varying complexity and collateral types. Primary responsibilities include commercial loan payment processing, escrow administration, and property tax and insurance monitoring, while ensuring compliance with loan documents and client requirements.
Major Duties and Responsibilities:
Loan Payment Administration
Process and post daily loan payments received via lockbox, ACH, check-by-phone, wire, and mail.Research and resolve payment discrepancies, lockbox rejections, insufficient funds, and balancing issues.Board ACH records and establish recurring drafts.Perform daily cash balancing and system reconciliations.Monitor system reports, rate changes (including variable indices), and covenant compliance.Reconcile and reconstruct loan histories to validate unpaid principal balances and interest accruals through a specified date.Process loan payoffs, including notifications, collateral releases, system closeout, and borrower deliverables.Process accounts payable transactions and ensure timely vendor payments and accurate borrower postings.Coordinate transfers to and from reserve and cash management accounts.Escrow, Tax, and Insurance Monitoring
Establish, maintain, and reconcile escrow accounts in accordance with loan documents.Perform escrow analyses to ensure sufficient funds for property tax and insurance payments.Monitor escrowed and non-escrowed loans to confirm timely payment of taxes and insurance.Identify and report delinquencies or documentation deficiencies to Asset Management and clients.Prepare shortage and compliance correspondence when necessary.Coordinate with borrowers, insurance agents, Asset Management, clients, and third-party tax vendors to resolve discrepancies.Review and distribute vendor reports and maintain tracking ticklers for compliance.Additional Responsibilities
Interpret loan and collateral documents (notes, mortgages, loan agreements, security agreements) to ensure accurate system setup and ongoing compliance.Maintain organized commercial loan credit and collateral files.Identify inconsistencies, errors, potential defaults, or unique loan terms requiring special handling, and escalate appropriately.Adhere to established client timelines and departmental deadlines.Supervisory Requirements:
None
Independent Judgment:
Proactively identify inconsistencies, errors, compliance issues, and potential defaults; escalate appropriately to management and clients.Demonstrate working knowledge of permanent loan servicing, including payment processing, escrow administration and analysis, adjustable-rate loan management, real estate perfection recordings, UCC management, and investor reporting.Recognize standard servicing norms and identify unique or non-standard loan terms requiring special handling.Minimum Qualifications:
Minimum 2+ years of experience in commercial loan administration or servicing (commercial banking or finance preferred).Experience with commercial loan servicing systems; Nortridge Loan System experience preferred.Working knowledge of commercial loan documentation, including promissory notes, mortgages, loan agreements, and security agreements.Proficiency in Microsoft Excel, Word, and Outlook.Exceptional attention to detail and organizational skills.Strong analytical and problem-solving abilities.Ability to think critically and evaluate broader impacts of decisions.Professional verbal and written communication skills.Ability to perform at a high level with limited supervision and meet deadlines in a fast-paced environment.Ability to work both independently and collaboratively within a team.Flexibility to manage shifting priorities and varied responsibilities.Physical Requirements
Talking - Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.Hearing - Able to hear average or normal conversations and receive ordinary information.Repetitive Motion - Movements frequently and regularly required using the wrists, hands, and/or fingers.Vision - Average, ordinary, visual acuity necessary to prepare or inspect documents or products or operate machinery.Physical Strength - Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally.This description has been designed to indicate the general nature and level of work performed by an employee in this position. The actual duties, responsibilities and qualifications may vary in the future based on new or revised work assigned to this position.
AmeriNat offers a competitive benefits package including 401k; performance incentives; paid medical, life and long-term disability; dental; vacation, sick and holiday pay as well as opportunities for advancement. Dress code is business casual (jeans allowed) and occasional business attire required.
AmeriNat will consider qualified applicants in a manner consistent with local “Fair Chance” ordinances. AmeriNat is an Equal Opportunity Employer.
Read LessPrimary Position Objective
Responsible for administering a portfolio of performing and distressed commercial loans of varying complexity and collateral types. Primary responsibilities include commercial loan payment processing, escrow administration, and property tax and insurance monitoring, while ensuring compliance with loan documents and client requirements.
Major Duties and Responsibilities:
Loan Payment Administration
Process and post daily loan payments received via lockbox, ACH, check-by-phone, wire, and mail.Research and resolve payment discrepancies, lockbox rejections, insufficient funds, and balancing issues.Board ACH records and establish recurring drafts.Perform daily cash balancing and system reconciliations.Monitor system reports, rate changes (including variable indices), and covenant compliance.Reconcile and reconstruct loan histories to validate unpaid principal balances and interest accruals through a specified date.Process loan payoffs, including notifications, collateral releases, system closeout, and borrower deliverables.Process accounts payable transactions and ensure timely vendor payments and accurate borrower postings.Coordinate transfers to and from reserve and cash management accounts.Escrow, Tax, and Insurance Monitoring
Establish, maintain, and reconcile escrow accounts in accordance with loan documents.Perform escrow analyses to ensure sufficient funds for property tax and insurance payments.Monitor escrowed and non-escrowed loans to confirm timely payment of taxes and insurance.Identify and report delinquencies or documentation deficiencies to Asset Management and clients.Prepare shortage and compliance correspondence when necessary.Coordinate with borrowers, insurance agents, Asset Management, clients, and third-party tax vendors to resolve discrepancies.Review and distribute vendor reports and maintain tracking ticklers for compliance.Additional Responsibilities
Interpret loan and collateral documents (notes, mortgages, loan agreements, security agreements) to ensure accurate system setup and ongoing compliance.Maintain organized commercial loan credit and collateral files.Identify inconsistencies, errors, potential defaults, or unique loan terms requiring special handling, and escalate appropriately.Adhere to established client timelines and departmental deadlines.Supervisory Requirements:
None
Independent Judgment:
Proactively identify inconsistencies, errors, compliance issues, and potential defaults; escalate appropriately to management and clients.Demonstrate working knowledge of permanent loan servicing, including payment processing, escrow administration and analysis, adjustable-rate loan management, real estate perfection recordings, UCC management, and investor reporting.Recognize standard servicing norms and identify unique or non-standard loan terms requiring special handling.Minimum Qualifications:
Minimum 2+ years of experience in commercial loan administration or servicing (commercial banking or finance preferred).Experience with commercial loan servicing systems; Nortridge Loan System experience preferred.Working knowledge of commercial loan documentation, including promissory notes, mortgages, loan agreements, and security agreements.Proficiency in Microsoft Excel, Word, and Outlook.Exceptional attention to detail and organizational skills.Strong analytical and problem-solving abilities.Ability to think critically and evaluate broader impacts of decisions.Professional verbal and written communication skills.Ability to perform at a high level with limited supervision and meet deadlines in a fast-paced environment.Ability to work both independently and collaboratively within a team.Flexibility to manage shifting priorities and varied responsibilities.Physical Requirements
Talking - Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.Hearing - Able to hear average or normal conversations and receive ordinary information.Repetitive Motion - Movements frequently and regularly required using the wrists, hands, and/or fingers.Vision - Average, ordinary, visual acuity necessary to prepare or inspect documents or products or operate machinery.Physical Strength - Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally.This description has been designed to indicate the general nature and level of work performed by an employee in this position. The actual duties, responsibilities and qualifications may vary in the future based on new or revised work assigned to this position.
AmeriNat offers a competitive benefits package including 401k; performance incentives; paid medical, life and long-term disability; dental; vacation, sick and holiday pay as well as opportunities for advancement. Dress code is business casual (jeans allowed) and occasional business attire required.
AmeriNat will consider qualified applicants in a manner consistent with local “Fair Chance” ordinances. AmeriNat is an Equal Opportunity Employer.
Read Less