The Commercial Loan Officer plays a crucial role within a lending team, specializing in managing various types of commercial loans including lines of credit, commercial real estate loans, business expansion loans, and equipment financing. This professional conducts thorough loan underwriting and credit analysis to ensure sound financial decisions while maintaining portfolio quality and adhering to regulatory compliance. The role involves leveraging both specialized loan management software and traditional tools, and requires occasional travel to support relationship building and client engagement.
Responsibilities
Underwrite and analyze commercial loan applicationsPerform detailed credit and cash flow analysisManage loan portfolios to mitigate risk and ensure complianceEnsure adherence to regulatory standards and banking policiesBuild and maintain strong client relationshipsUtilize loan management and banking software effectively
Required Qualifications
Minimum 5 years of experience in commercial lending
Preferred Qualifications
Bachelor's degree in Finance, Business, or related fieldMortgage Loan Originator License (NMLS)Market Area ExperienceCompany DescriptionMurphy-Wall State Bank and Trust Company is a locally owned community financial institution, founded in 1874 and headquartered in Pinckneyville, Illinois. The bank is proud to provide financial services to Perry, Jackson, Williamson, Washington and other southern Illinois counties and communities. See more at www.murphywall.com!