Monstro is the operating system for governed financial intelligence. We build governance and intelligence infrastructure that enables artificial intelligence to operate safely, explainably, and at institutional scale.
We exist because the level of financial guidance historically available to a small group should be accessible to many more people. By combining AI with deep institutional infrastructure, we help financial institutions deliver more personalized, responsible, and life-changing financial support to millions of individuals.
We're building mission-critical systems in a highly regulated domain, and we care deeply about doing it right. If you're motivated by meaningful problems, high standards, and shaping infrastructure that improves financial outcomes, you'll feel at home here.
About the RoleMonstro is hiring a Senior Full Stack Engineer with a backend focus to help build and scale the client-facing systems that power our platform. This role owns critical backend services that handle sensitive financial data, where reliability, security, and performance are essential.
What You'll DoBackend EngineeringDesign, build, and maintain backend services that power Monstro's consumer experienceWork across our stack (Python, Node.js, and Go), selecting the right tool for each problemBuild robust APIs serving mobile and web clients while integrating with financial institutions and third-party servicesSystem Architecture & ScalabilityArchitect systems that scale gracefully as our user base growsIdentify bottlenecks and implement caching strategies (Redis, CDN, application-level caching)Optimize query performance and tune container-based applicationsDesign for resilience with failover strategies, retry logic, and graceful degradationInfrastructure & DevOpsContainerize and orchestrate services using Docker and KubernetesCollaborate with platform teams on infrastructure decisionsContribute to CI/CD pipelines and ensure smooth, reliable deploymentsUnderstand and work across the full SDLC, from local development through production observabilityData & IntegrationsWork with relational and NoSQL databases, partnering with data engineers on schema and data modelsBuild integrations with banking systems, payment processors, and financial data providersImplement event-driven architectures and message queues where appropriateSecurity, Quality & Team CollaborationBuild systems with security as a first-class concern, including authentication, authorization, encryption, and audit loggingEnsure systems meet fintech regulatory and compliance requirementsGuide and develop junior and mid-level engineers through code reviews, pairing sessions, and technical coachingPartner closely with frontend engineers, product managers, and designers to deliver cohesive featuresParticipate in architectural discussions and incident response, contributing to a culture of continuous learning and technical excellenceWhat Success Looks LikeBackend systems reliably support a growing consumer user base with minimal incidents or regressionsSensitive financial data is handled securely, correctly, and in compliance with regulatory requirementsAPIs and services are well-designed, performant, and easy for mobile and web clients to consumeInfrastructure and deployment processes enable safe, frequent releasesJunior and mid-level engineers are unblocked, supported, and improving through mentorship and collaborationWhat We're Looking For7+ years of professional software engineering experienceStrong proficiency in at least two of the following: Python, Node.js, GoHands-on experience with Docker and Kubernetes in production environmentsSolid understanding of the full SDLC and modern development toolchainsExperience scaling and performance-tuning container-based applicationsStrong understanding of caching patterns and strategiesFamiliarity with API design, microservices patterns, and distributed systemsExperience with test-driven development and test automationFamiliarity with cloud platforms such as AWS, GCP, or AzureClear communicator who takes ownership, moves with urgency, and is passionate about building high-quality softwareWhy Monstro?Ownership & Impact: Shape the future of AI-powered finance—building a category-defining product used by consumers and institutions around the world.Elite Team: Join a team with leadership that has a track record of scaling companies from early stage to major exits.Principles-Driven Culture: Work in a culture that values speed, ownership, and impact—what most companies achieve in 90 days, we do in 45.Comprehensive Compensation Package: Competitive salary, equity, and robust benefits package, including paid health, vision, dental, and disability coverage.Note: This role will be hybrid in office for those in the NYC metro or remote for those in the Denver metro area (but with the expectation of periodic travel to our NYC office)
Base Compensation Range (New York City): $164,000 - $206,000
Base Compensation Range (Denver Metro): $145,000 - $181,000
*The posted range reflects the base salary for this role across the market ranges for each location. Final compensation will depend on a variety of factors, including experience, skills, internal leveling, and market conditions, and will be offered within the stated range in accordance with applicable pay transparency laws.
Ready to Build With Us?If you're excited to contribute to a high-bar team building something meaningful, we love to hear from you!
Read LessMonstro is the operating system for governed financial intelligence. We build governance and intelligence infrastructure that enables artificial intelligence to operate safely, explainably, and at institutional scale.
We exist because the level of financial guidance historically available to a small group should be accessible to many more people. By combining AI with deep institutional infrastructure, we help financial institutions deliver more personalized, responsible, and life-changing financial support to millions of individuals.
We're building mission-critical systems in a highly regulated domain, and we care deeply about doing it right. If you're motivated by meaningful problems, high standards, and shaping infrastructure that improves financial outcomes, you'll feel at home here.
About the RoleMonstro is hiring a senior regulatory, risk, and compliance leader to build and own the company's trust architecture as we scale globally with financial institutions.
This role exists to ensure Monstro can build, sell, and operate as trusted financial infrastructure in highly regulated environments. You will define how Monstro aligns with banking regulations, risk frameworks, and emerging AI governance expectations — while enabling product innovation and institutional adoption.
Monstro is not hiring a traditional compliance operator. We are hiring a strategic builder who can design the frameworks that allow AI-driven financial intelligence to be deployed responsibly at scale.
You will partner closely with product, engineering, legal, and executive leadership to translate regulatory realities into practical guardrails, ensuring Monstro remains both forward-looking and institutionally credible.
This role combines strategic ownership, hands-on framework design, and external credibility with banks, regulators, and industry bodies.
Why This Role MattersMonstro operates at the intersection of artificial intelligence, financial decisioning, and regulated infrastructure — an environment where trust is not optional.
Financial institutions must be confident that Monstro's technology aligns with their risk models, regulatory obligations, and governance standards before they can deploy it within their environments.
This role ensures Monstro stays ahead of regulatory change, builds durable trust with partners, and establishes a clear, defensible posture around how AI is used in financial services.
Success in this role directly accelerates enterprise adoption, reduces partner risk concerns, and enables Monstro to expand into new markets with confidence.
What You'll DoRegulatory Strategy & Global AlignmentDefine and own Monstro's regulatory posture across U.S. and international marketsTranslate evolving frameworks (e.g., open banking rules, AI governance expectations) into actionable company strategyDevelop clear positions on topics such as:AI-driven financial guidance and advice boundariesData usage and consumer protectionsVendor classification within banking ecosystemsPartner with leadership on expansion into new regulatory jurisdictionsRisk & Compliance Framework DesignDesign and maintain Monstro's enterprise risk and compliance architectureEstablish policy frameworks, risk registers, and governance processesDefine internal controls and oversight structures appropriate for a global financial infrastructure providerSupport board and executive risk reportingSecurity & Trust Roadmap OwnershipPartner with security and engineering leaders to define Monstro's trust maturity roadmap, including:SOC 2 and future assurance pathwaysEnterprise security expectations (e.g., ISO alignment, vendor risk)Data governance and control standardsEnsure Monstro's control environment scales with institutional requirementsProduct & AI Governance PartnershipWork closely with product and engineering to define guardrails for:Financial guidance outputsModel transparency and explainability expectationsHuman oversight and escalation frameworksRegional regulatory variationsHelp translate regulatory expectations into practical product requirementsEnterprise & External EngagementServe as a credible partner to banks' risk, compliance, and regulatory stakeholders during diligence and deployment conversationsSupport enterprise sales cycles by articulating Monstro's risk and governance approachRepresent Monstro in industry forums, working groups, and policy discussions as the company growsHelp shape how regulators and the market understand responsible AI in financial servicesWhat Success Looks LikeMonstro has a clear, coherent regulatory and risk posture understood internally and externallyEnterprise partners view Monstro as credible and low-friction to adopt from a risk perspectiveProduct teams have clear guardrails that enable faster, safer innovationSecurity and compliance initiatives align with a long-term trust roadmapMonstro is able to enter new markets without reactive regulatory surprisesExecutives and partners rely on this role as the source of truth for regulatory and risk mattersWhat We're Looking ForSenior experience in regulatory, risk, or compliance leadership within financial services, fintech infrastructure, or similarly regulated environmentsStrong understanding of how banks evaluate vendor risk and governanceExperience building or evolving risk and compliance frameworks, not just operating within themComfort working at the intersection of product innovation and regulatory expectationsCredibility engaging with senior stakeholders including executives, regulators, and institutional partnersStrategic mindset paired with willingness to be hands-on in early stagesInterest in emerging topics such as AI governance, data regulation, and financial decisioning systemsWhy Monstro?Ownership & Impact: Shape how AI is deployed responsibly across global financial systems.Category-Defining Work: Help define the trust layer for AI-driven financial intelligence.Elite Team: Join leaders with a track record of building and scaling transformative companies.Mission & Scale: Contribute to expanding access to high-quality financial guidance worldwide.Comprehensive Compensation Package: Competitive salary, equity, and robust benefits including health, dental, vision, and disability coverage.Compensation Range for New York City: $231,000 - $289,000
*The posted range reflects the base salary for this role across the market ranges for each location. Final compensation will depend on a variety of factors, including experience, skills, internal leveling, and market conditions, and will be offered within the stated range in accordance with applicable pay transparency laws.
If you're excited to contribute to a high-bar team building something meaningful, we love to hear from you!
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