Position Summary As an Associate Underwriter , youll play an essential role in supporting our Public Entity Underwriting team and ensuring the smooth handling of complex, multi-line accounts. Youll gain hands-on experience in every stage of the underwriting process from reviewing submissions and processing renewals to rating, binding, and issuing policies. This is an exciting opportunity to develop your technical skills, work alongside experienced underwriters, and contribute to delivering exceptional service to our clients. If you take pride in accuracy, organization, and collaboration, this role offers the perfect foundation to grow your underwriting career. Responsibilities: Reviews, documents and or underwrites new and renewal policy transactions within authority. Applies rules and guidelines, insurance laws and regulations. Proofs policy information on an assigned book, unit, territory and or agency. Reviews premium and loss data on an individual account as part of the renewal underwriting, change underwriting or mid-term underwriting. Reviews insurance applications and other risk documentations. Reviews underwriting requirements and refers applications, endorsement requests or other correspondence for further underwriting analyst when outside of written authority. Gathers information on new and renewal business and change requests to support underwriter decision making. Investigates discrepancies in the information gathered. Orders, reviews and takes appropriate action on required reports, endorsement requests, service requests and general correspondence. Analyses individual risk pricing for new business submissions and renewals within written authority. Communicates with agents to obtain information needed to underwrite risks and address issues. Researches and responds to questions from agents. Provides support to underwriter(s). Requests information from agents, brokers on new and renewal business and changes requests to support the underwriting decision making. Organizes the underwriting information to speed decision making on the part of the underwriter Reviews insurance applications and other risk documents and investigates discrepancies in the information gathered. Participates in preparation for department underwriting audits. Responsible for compliance and appropriate file completeness and/ or documentation. Provides information to Rating and to Processing (in-house or 3rd party vendor) that is needed to issue policies and endorsements and quotes on a timely basis. May issue, process and rate transactions. Maintains underwriting file for accuracy and completeness, following all underwriting guidelines: Orders, prepares and / or updates reports (i.e., motor vehicle reports, loss reports, loss run requests, financial reports, property evaluations, etc.) and or legal notices (i.e., Notice of Cancellation, non-renewal notice, motor carrier filings, etc.) Researches and reconciles premium / billing accounting discrepancies. Responds to premium / billing questions. Uses technology effectively to improve the efficiency and productivity of our business. Making suggestions for change when necessary. Accurately and timely entry of quote letters, binders, policy premium and pricing (finalization), endorsement and audit premiums into TIME. Accurately and timely order necessary audits, loss control and provide timely follow-up. Ensure workflows and queues are being used and company standards are met. Shares and/or conveys routine information via telephone, e-mail, regular mail or in person to underwriters, agents and brokers maintaining a professional demeanor in all situations. May act as a liaison with other departments and facilitates interdepartmental communication. Demonstrates procedural knowledge of department policies and procedures, as well as the business and organization. Complies with company and regulatory guidelines. May provide guidance to less experienced staff and serve as a resource to other functional areas. Performs other duties as assigned. Requirements: P
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