General Summary:
A Universal Banker performs a variety of duties to provide existing and potential customers with efficient and accurate services. An employee in this position may be required to perform Customer Service Representative, Teller, and Loan Associate duties.
Essential Duties and Responsibilities:
Must have and retain extensive knowledge of bank products and services in order to serve the customer effectively.Perform basic teller, vault, collection, new accounts, and back up loan related duties.Maintain a high level of company and customer confidentiality.The Universal Banker will rotate various job duties at least bi-monthly for a week.Pays and receives and maintains a teller drawer.Maintains records for vault.Inputs currency orders and shipments.Completes laser pro worksheets as requested by loan officers.Assists in safe deposit box customer entry.Note: Universal Banker/Floater spends 60% of time working on the teller line and 40% working on platform/new accounts.
Other Duties and Responsibilities:
Adherence to and support of all compliance and BSA/AML rules and regulations related to this job function.Performs other duties that may be assigned by Management.Education and Experience:
High school diploma or general education degree (GED)One year of teller experience in a financial institution with additional training in a business-related area.Preferred Skills:
Business degree from a technical school and/or college preferred.General knowledge in Microsoft programs Excel, Word and Outlook.Proficient at operating a computer, typing/word processing, ten key number pad, printer, fax machine, and copier.May require successful registration with, and issuance of a unique identification number from, the Nationwide Mortgage Licensing System (NMLS) in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act).The interpersonal skills necessary to relate to and empathize with other people and to maintain a friendly, cheerful, and courteous demeanor through the day.Must possess superior organizational skills, communication skills and capable of making good judgments.Must have a professional appearance and manner at all times.Ability to travel to various JD Bank locations is expected.Must be available by phone or email for last minute schedule changes.Scheduling:
Work schedule will vary depending upon location, but will consist of an 8-hour shift between the hours of 7:45 a.m. – 6:30 p.m., Monday through Friday. Schedule may require representing the company after hours at related functions, customer calls or training. Occasional overtime may be required. Regular attendance is required. Universal Banker/Floater I will be required to travel.
Physical Demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to stand; walk; sit; use of hands and fingers to feel or handle equipment and files; reach with hands and arms; and talk and hear. The employee is occasionally required to climb or balance and stoop, kneel, or crouch. The employee must occasionally lift and/or move up to 50 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, depth perception, and ability to adjust focus.
Read LessGeneral Summary:
A Universal Banker performs a variety of duties to provide existing and potential customers with efficient and accurate services. An employee in this position may be required to perform Customer Service Representative, Teller, and Loan Associate duties.
Essential Duties and Responsibilities:
Must have and retain extensive knowledge of bank products and services in order to serve the customer effectively.Perform basic teller, vault, collection, new accounts, and back up loan related duties.Maintain a high level of company and customer confidentiality.Pays and receives and maintains a teller drawer.Maintains records for vault.Inputs currency orders and shipments.Completes laser pro worksheets as requested by loan officers.Assists in safe deposit box customer entry.Note: Universal Banker I spends 75% of time working on the teller line and 25% working on platform/new accounts.
Other Duties and Responsibilities:
Adherence to and support of all compliance and BSA/AML rules and regulations related to this job function.Performs other duties that may be assigned by Management.Education and Experience:
High school diploma or general education degree (GED)One year of teller experience in a financial institution with additional training in a business-related area.Preferred Skills:
Business degree from a technical school and/or college preferred.General knowledge in Microsoft programs Excel, Word and Outlook.Proficient at operating a computer, typing/word processing, ten key number pad, printer, fax machine, and copier.May require successful registration with, and issuance of a unique identification number from, the Nationwide Mortgage Licensing System (NMLS) in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act).The interpersonal skills necessary to relate to and empathize with other people and to maintain a friendly, cheerful, and courteous demeanor through the day.Must possess superior organizational skills, communication skills and capable of making good judgments.Must have a professional appearance and manner at all times.
Scheduling:
Work schedule will vary depending upon location, but will consist of an 8-hour shift between the hours of 7:45 a.m. – 6:00 p.m., Monday through Friday. Schedule may require representing the company after hours at related functions, customer calls or training. Occasional overtime may be required. Regular attendance is required.
Physical Demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to stand; walk; sit; use of hands and fingers to feel or handle equipment and files; reach with hands and arms; and talk and hear. The employee is occasionally required to climb or balance and stoop, kneel, or crouch. The employee must occasionally lift and/or move up to 50 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, depth perception, and ability to adjust focus.
Read LessPowered by JazzHR
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Read LessGeneral Summary:
A Universal Banker performs a variety of duties to provide existing and potential customers with efficient and accurate services. An employee in this position may be required to perform Customer Service Representative, Teller, and Loan Associate duties.
Essential Duties and Responsibilities:
Must have and retain extensive knowledge of bank products and services in order to serve the customer effectively.Perform basic teller, vault, collection, new accounts, and back up loan related duties.Maintain a high level of company and customer confidentiality.Pays and receives and maintains a teller drawer.Maintains records for vault.Inputs currency orders and shipments.Completes laser pro worksheets as requested by loan officers.Assists in safe deposit box customer entry.Note: Universal Banker I spends 75% of time working on the teller line and 25% working on platform/new accounts.
Other Duties and Responsibilities:
Adherence to and support of all compliance and BSA/AML rules and regulations related to this job function.Performs other duties that may be assigned by Management.Education and Experience:
High school diploma or general education degree (GED)One year of teller experience in a financial institution with additional training in a business-related area.Preferred Skills:
Business degree from a technical school and/or college preferred.General knowledge in Microsoft programs Excel, Word and Outlook.Proficient at operating a computer, typing/word processing, ten key number pad, printer, fax machine, and copier.May require successful registration with, and issuance of a unique identification number from, the Nationwide Mortgage Licensing System (NMLS) in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act).The interpersonal skills necessary to relate to and empathize with other people and to maintain a friendly, cheerful, and courteous demeanor through the day.Must possess superior organizational skills, communication skills and capable of making good judgments.Must have a professional appearance and manner at all times.
Scheduling:
Work schedule will vary depending upon location, but will consist of an 8-hour shift between the hours of 7:45 a.m. – 6:00 p.m., Monday through Friday. Schedule may require representing the company after hours at related functions, customer calls or training. Occasional overtime may be required. Regular attendance is required.
Physical Demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to stand; walk; sit; use of hands and fingers to feel or handle equipment and files; reach with hands and arms; and talk and hear. The employee is occasionally required to climb or balance and stoop, kneel, or crouch. The employee must occasionally lift and/or move up to 50 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, depth perception, and ability to adjust focus.
Read LessPowered by JazzHR
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Read LessGeneral Summary:
The Office Manager is responsible for overseeing all aspects of branch operations, ensuring efficiency, profitability, regulatory compliance, and exceptional customer service. This role combines leadership with hands-on responsibilities, including opening new accounts and assisting on the teller line as needed. The Office Manager plays a key part in managing personnel, supporting business development, and executing JD Bank’s strategic objectives.
Essential Duties and Responsibilities:
Oversee daily branch operations and ensure the branch meets performance and profitability goals.Foster strong customer relationships and represent JD Bank positively within the community.Set and help achieve branch performance objectives, including deposit growth, loan portfolio quality, and audit outcomes.Actively participate in and support the branch's lending activities.Prepare financial and regulatory reports as required by law and the Board of Directors.Lead and manage staff to ensure prompt, accurate, and dependable service to customers.Maintain strict confidentiality of customer and company information.Other Duties and Responsibilities:
Promote JD Bank by participating in community activities to enhance visibility and attract new business.Monitor local economic conditions and developments that could impact branch performance.Evaluate, recommend, and implement branch security procedures.Facilitate staff training and development on operational procedures and customer service standards.Adherence to and support of all compliance and BSA/AML rules and regulations related to this job function.Performs other duties that may be assigned by Management.Education and Experience:
Bachelor’s degree in business, finance, accounting, or a related field required; MBA preferred.A minimum of 10 years of banking experience is preferred.
Preferred Skills:
Strong knowledge of financial institution policies, banking regulations (state and federal), employee development, and public relations.Proven leadership and team management abilities.Proficiency in Microsoft Office Suite, especially Excel, Word, and Outlook.Understanding of portfolio management and risk management best practices.Strong analytical and decision-making skills with the ability to develop and present recommendations to senior leadership.Scheduling:
Work schedule will vary depending upon location, but will consist of an 8-hour shift between the hours of 7:45 a.m. – 6:30 p.m., Monday through Friday. Schedule may require representing the company after hours at related functions, customer calls or training. Occasional overtime may be required. Regular attendance is required.
Physical Demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to stand; walk; sit; use of hands and fingers to feel or handle equipment and files; reach with hands and arms; and talk and hear. The employee is occasionally required to climb or balance and stoop, kneel, or crouch. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, depth perception, and ability to adjust focus.
General Summary:
Develops new and maintains existing customer relationships by calling on businesses, professional groups, high net worth individuals and existing customers. Solicits new deposit and loan business and referrals that meet established lending requirements and provide maximum profitability to the bank at minimum risk. Attends to the needs of customers seeking commercial and private banking loans. Maintains loan portfolio, building relationships, ensures customer satisfaction, timely follow-up on renewals and delinquencies. Maintains customer confidence by keeping information confidential.
Essential Duties and Responsibilities:
Primary
Interviews loan applicants, and collects and analyzes financial and related data to determine the general credit worthiness of the prospect and the merits of the specific loan request.Establishes, and negotiates where necessary, terms under which credit will be extended, including the costs, repayment method, and schedule and collateral requirements.Approves loans with a legal loan limit according to Bank policy. In general, handles the more complex and substantial department loans.Collects and analyzes information that reflects the current credit worthiness of customers and the current merits of existing loansMay obtain information through direct inspection of the applicant's business and/or collateral, review of interim financial reports, personal interview, and other means.Monitors loan repayment activities and takes necessary action to collect from past-due accounts.Advises customers, where possible, concerning business management and financial matters.Develops new business by contacting prospects and customers, cross-sells bank services.Develops material for and makes loan presentations to the Loan Review Committee.Secondary
Adherence to and support of all compliance and BSA/AML rules and regulations related to this job function.Performs other duties that may be assigned by Management.Promotes JD Bank in the community
Participates in community affairs to increase the Bank's visibility and to enhance new business opportunities.Develops new business by contacting prospects and customers. Also, cross-sell bank services.Maintains an awareness of economic conditions and planned developments within his/her service area that could affect the overall profitability.Undertakes special projects relating to departmental services as assigned by the senior officer.Education and Experience:
College degree in Business Administration, Finance, Accounting or related area with ten years lending experience with management training and bank related courses.Requires successful registration with, and issuance of a unique identification number from, the Nationwide Mortgage Licensing System (NMLS) in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act).
Preferred Skills:
Possess a high level of analytical skills to assess and evaluate the operation of subordinate areas of responsibility, participates in establishing financial goals, analyzes new products, and reviews legal opinions, monitors economic conditions and drafts operational reports to the Board of Directors.Broad knowledge of the lending function.Maintain a high level of company and customer confidentiality.Must have knowledge of operating laser-pro software and familiar with laser-pro document.Must have experience operating a personal computer including Microsoft Word and Excel software.Must possess excellent communication skills, human relation skills and organizational skills.Must possess management and supervisory skills.Scheduling:
Work schedule will vary depending upon demand, but will consist of an 8-hour shift between the hours of 7:45 a.m. – 6:30 p.m., Monday through Friday. Schedule may require representing the company after hours at related functions, customer calls or training. Regular attendance is required.
Physical Demand:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to stand; walk; sit; use of hands and fingers to feel or handle equipment and files; reach with hands and arms; and talk and hear. The employee is occasionally required to climb or balance and stoop, kneel, or crouch. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, depth perception, and ability to adjust focus.
