Job Title: Accountant II
Location: Hybrid - Cherry Hill, NJ
Position Summary
Supports financial reporting, accounting operations, and compliance across GAAP frameworks. This role contributes to accurate reporting, strong internal controls, and ongoing process improvements within a regulated broker dealer environment.
Key Responsibilities
Support GAAP financial reporting on a segment and consolidated level, external SEC reporting for public company, FINRA reporting for broker dealer. Prepare and reconcile accounts including cash, investments, expenses, securities products, and equity accounts. Maintain SOX-compliant internal controls, including documentation and support for IPEs. Prepare journal entries, reconciliations, and recurring financial reports. Partner with business teams on initiatives, system changes, and regulatory updates. Assist with responses to external auditors and regulators. Identify and recommend process improvements; perform peer review of work.Requirements
Bachelor's degree in Accounting. Foundational knowledge of GAAP accounting. Experience with financial systems and reporting tools preferred. Strong analytical, organizational, communication, and problem-solving skills.
Pay Range: $27.64 - $38.03
Horace Mann was founded in 1945 by two Springfield, Illinois, teachers who saw a need for quality, affordable auto insurance for teachers. Since then, we've broadened our mission to helping all educators protect what they have today and prepare for a successful tomorrow. And with our broadened mission has come corporate growth: We serve more than 4,100 school districts nationwide, we're publicly traded on the New York Stock Exchange (symbol: HMN) and we have more than $12 billion in assets.
We're motivated by the fact that educators take care of our children's future, and we believe they deserve someone to look after theirs. We help educators identify their financial goals and develop plans to achieve them. This includes insurance to protect what they have today and financial products to help them prepare for their future. Our tailored offerings include special rates and benefits for educators.
EOE/Minorities/Females/Veterans/Disabled. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status
For applicants that are California residents, please review our California Consumer Privacy Notice
All applicants should review our Horace Mann Privacy Policy
Read LessJob Title: Regional Supervisory Principal - Broker-Dealer
Location: Remote
Position Summary
The Regional Supervisory Principal is responsible for the oversight and supervision of registered representatives and investment adviser representatives to ensure adherence to FINRA, SEC, and state regulatory requirements. This role provides critical compliance guidance, reviews business practices, conducts supervisory examinations, and supports the firm's overall risk management framework.
Essential Job Functions
Oversee and review the activities of registered representatives and investment adviser representatives for compliance with FINRA, SEC, and state regulations. Conduct daily, weekly, and periodic reviews of transactions, new accounts (post-transaction), and client correspondence-including email and social media-for suitability and compliance with firm policies. Provide guidance and support to financial professionals on complex compliance issues, firm policies, and regulatory updates. Conduct internal audits and branch examinations to assess supervisory controls and identify potential deficiencies. Participate in the firm's annual compliance review and assist with preparation of required reports. Identify, monitor, and escalate potential sales practice concerns, conflicts of interest, and other high-risk activities. Develop and deliver compliance training programs for new and existing staff to ensure understanding of regulatory obligations. Manage heightened supervision programs for representatives with disclosure events or escalated concerns. Document supervisory plans and maintain ongoing oversight of supervised individuals. Provide regular supervision reports and updates to the Chief Compliance Officer (CCO). Track supervisory metrics, analyze trends, and escalate systemic issues for corrective action. Stay current on changes to federal and state securities laws and communicate updates to firm leadership and personnel. Apply strong analytical, problem-solving, and risk-assessment skills to anticipate potential issues. Demonstrate deep knowledge of FINRA, SEC, and state securities regulations as applicable to registered representatives and investment adviser representatives. Maintain strong attention to detail and effectively manage multiple priorities. Ability to travel less than 25% of the year.Job Requirements
Bachelor's degree in Business, Finance, or a related field. 7-10 years of experience in a compliance or supervisory role within the financial services industry, with experience in both broker-dealer and RIA operations. Strong knowledge of FINRA rules, SEC regulations, and state securities laws. Experience supervising variable annuities, mutual funds, alternative investments, and retirement plans. Excellent communication, interpersonal, and relationship-building skills. Required licenses: FINRA Series 7, 24 Preferred license: FINRA SIE, Series 51, 63/65 or 66Salary Range: $71,500.00 - $105,400.00
Horace Mann was founded in 1945 by two Springfield, Illinois, teachers who saw a need for quality, affordable auto insurance for teachers. Since then, we've broadened our mission to helping all educators protect what they have today and prepare for a successful tomorrow. And with our broadened mission has come corporate growth: We serve more than 4,100 school districts nationwide, we're publicly traded on the New York Stock Exchange (symbol: HMN) and we have more than $12 billion in assets.
We're motivated by the fact that educators take care of our children's future, and we believe they deserve someone to look after theirs. We help educators identify their financial goals and develop plans to achieve them. This includes insurance to protect what they have today and financial products to help them prepare for their future. Our tailored offerings include special rates and benefits for educators.
EOE/Minorities/Females/Veterans/Disabled. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status
For applicants that are California residents, please review our California Consumer Privacy Notice
All applicants should review our Horace Mann Privacy Policy
Read LessHorace Mann is a purpose-driven company that is passionate about educators. The State Product Manager is r esponsible for developing, executing, and monitoring personal lines product strategy which comprises industry best practices in terms of product design, competitiveness, and risk management. Works closely with State Management, Underwriting, Regulatory, Research, Claims, IT, Finance and others to drive profitable household growth. Leads the execution of key initiatives to improve the financial performance of the auto and property product lines in assigned states. Performs regular analysis of statewide results vs objectives.
Key Job Responsibilities
Accountable for generating profitable growth in personal auto and residential property policies. Contribute to the development of the P&C rate plan and product enhancement schedule. Perform financial, market, and industry analysis. Responsible for influencing IT, Research, Pricing, Claims and Regulatory to implement product and pricing enhancements. Partner with Marketing and Field Sales teams to develop strategies to drive profitable growth. Where necessary, develop marketing strategies and P & C strategies to respond to opportunities to drive growth or address profitability issues. Maintain relationships with state regulatory departments and negotiate approval for rate and product changes. Define underwriting appetite and work with P&C Underwriting to establish and enforce underwriting guidelines. Provide business leadership for addressing regulatory changes, business errors or other unforeseen problems. Communicate as needed with agents, field leaders, vendors, and other constituencies on state strategies, system initiatives, and P & C initiatives to achieve key strategic goals. Leverage AI and other tools to help build statewide strategies.
Qualifications & Skills
Bachelor's degree required, MBA a plus. CPCU or other insurance designation a plus Minimum of 7 years in P&C product management, product development, underwriting, and/or risk management, preferably with a national or super-regional carrier. Direct or indirect leadership experience. Experience operating in a matrix environment is also required given the multifunctional nature of execution of initiatives.Additional Information
Normal office environment / or remote access / may work irregular hours. Requires some travel (up to 25%).
Pay Range:
$117,500.00 - $173,300.00Salary is commensurate to experience, location, etc.
Horace Mann was founded in 1945 by two Springfield, Illinois, teachers who saw a need for quality, affordable auto insurance for teachers. Since then, we've broadened our mission to helping all educators protect what they have today and prepare for a successful tomorrow. And with our broadened mission has come corporate growth: We serve more than 4,100 school districts nationwide, we're publicly traded on the New York Stock Exchange (symbol: HMN) and we have more than $12 billion in assets.
We're motivated by the fact that educators take care of our children's future, and we believe they deserve someone to look after theirs. We help educators identify their financial goals and develop plans to achieve them. This includes insurance to protect what they have today and financial products to help them prepare for their future. Our tailored offerings include special rates and benefits for educators.
EOE/Minorities/Females/Veterans/Disabled. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status
For applicants that are California residents, please review our California Consumer Privacy Notice
All applicants should review our Horace Mann Privacy Policy
Read LessTitle: Enterprise Risk & Capital Strategy Principal
Location: Remote
Position Summary
This role supports enterprise risk management, capital strategy, and strategic growth initiatives. Partners across actuarial, finance, and investments to drive data-informed decisions that balance risk, return, and regulatory requirements while supporting financial strength and growth.
Essential Job Functions:
Play a critical part in ensuring financial strength, optimizing capital allocation, and evaluating strategic growth opportunities. Partner closely with actuarial, finance, investments, and executive leadership to drive data-informed decisions that balance risk, return, and regulatory requirements. Influence the company's financial resilience and growth strategy directly by ensuring appropriate risk-taking, efficient capital deployment, and disciplined evaluation of strategic opportunities. Play a key role in maintaining strong regulatory standing and supporting rating agency relationships.Corporate Development & Strategy
Evaluate strategic initiatives including Mergers & Acquisitions (M&A), reinsurance transactions, distribution partnerships, and new product/market entry. Build and review financial models for acquisitions, divestitures, and strategic investments. Perform valuation analyses (discounted cash flow DCF , comparable companies, embedded value where applicable). Conduct industry and competitor analysis across life, annuity, and/or Property & Casualty (P&C) markets. Support due diligence and integration planning for transactions.Capital Modeling & Financial Planning
Develop and maintain capital models across regulatory and economic frameworks (e.g., risk-based capital RBC , economic capital, rating agency models such as AM Best/Standard & Poor's S&P ). Analyze capital adequacy and support capital allocation decisions across business lines. Perform sensitivity and scenario testing to assess impacts on surplus, earnings, and ratings. Partner with actuarial and finance teams on projections, reserve impacts, and asset-liability management (ALM). Support ORSA filings, rating agency submissions, and capital-related disclosures.Enterprise Risk Management (ERM)
Support the design, enhancement, and execution of the company's ERM framework in alignment with National Association of Insurance Commissioners (NAIC) and Own Risk and Solvency Assessments (ORSA) requirements. Identify, assess, and monitor key risks including underwriting, market, credit, liquidity, and operational risks. Lead risk assessments, scenario analysis, and stress testing (e.g., interest rate shocks, catastrophe events, lapse risk). Prepare risk reports and dashboards for senior management and the Board. Collaborate with business units to develop and track risk mitigation strategies.Qualifications
Bachelor's degree in Actuarial Science, Finance, Economics, Mathematics, or related field. 5-10+ years of experience in insurance risk management, actuarial, corporate finance, investment banking, or strategy. Strong understanding of insurance fundamentals (reserving, pricing, reinsurance, ALM). Experience with capital frameworks such as RBC and/or economic capital models. Progress toward or attainment of FSA/ASA, CFA, or MBA strongly preferred. Advanced Excel skills; experience with modeling tools (e.g., Python, R, VBA, Prophet, AXIS, or similar) is a plus.Key Competencies
Strong quantitative and analytical capabilities. Investment Banking Experience. Ability to translate complex actuarial/financial concepts into business insights.
Compensation: $105,200.00 - $147,950.00
Horace Mann was founded in 1945 by two Springfield, Illinois, teachers who saw a need for quality, affordable auto insurance for teachers. Since then, we've broadened our mission to helping all educators protect what they have today and prepare for a successful tomorrow. And with our broadened mission has come corporate growth: We serve more than 4,100 school districts nationwide, we're publicly traded on the New York Stock Exchange (symbol: HMN) and we have more than $12 billion in assets.
We're motivated by the fact that educators take care of our children's future, and we believe they deserve someone to look after theirs. We help educators identify their financial goals and develop plans to achieve them. This includes insurance to protect what they have today and financial products to help them prepare for their future. Our tailored offerings include special rates and benefits for educators.
EOE/Minorities/Females/Veterans/Disabled. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status
For applicants that are California residents, please review our California Consumer Privacy Notice
All applicants should review our Horace Mann Privacy Policy
Read LessJoin Horace Mann and Unlock Your Financial Potential
Ready to take control of your financial future? At Horace Mann, we are here to support you in achieving your goals and making a meaningful difference in the lives of the educators who trust you. Join us and take the first step toward building a brighter, more prosperous future.
If you're ready to take the next step toward realizing your financial goals, we invite you to join our team as an Exclusive Insurance Agent. With Horace Mann's expertise and your ambition, together, we can help you unlock your full potential.
What We Offer:
Competitive, performance-based 1099 compensation with an industry-leading 48-month incentive package Earning incentives tied to your activity and success during the first 48 months Quarterly production incentives for the first 48 months, rewarding consistent performance Dedicated Service Representative to handle client service work, allowing you to focus on building your business Exclusive territory in a niche market designed to increase your opportunities for success Cutting-edge technology and ongoing training to support and grow your operations A comprehensive multiline product portfolio to meet a variety of client needs Market and relationship-building programs to help you establish and grow your network No external office required for 2 yearsYour Path to Success:
Several factors will contribute to your success in this role, including:
A commitment to identifying and implementing solutions that help educators achieve affordable insurance solutions and financial security A focus on achieving market access and building strong relationships The ability to confidently present products to both groups and individuals Active engagement in networking, community, and industry events A dedication to investing time and resources to ensure the long-term success of your business
What We're Looking For:
Strong interpersonal and business management skills to build and manage your agency 2-5 years of experience in the insurance and financial services industry (preferred) Resident State General Lines Insurance Licenses: Life and Health Insurance License Property and Casualty Insurance License Ability to obtain FINRA Series 6 & 63 licenses (if applicable in your region)
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Read LessJoin Horace Mann and Unlock Your Financial Potential
Ready to take control of your financial future? At Horace Mann, we are here to support you in achieving your goals and making a meaningful difference in the lives of the educators who trust you. Join us and take the first step toward building a brighter, more prosperous future.
If you're ready to take the next step toward realizing your financial goals, we invite you to join our team as an Exclusive Insurance Agent. With Horace Mann's expertise and your ambition, together, we can help you unlock your full potential.
What We Offer:
Competitive, performance-based 1099 compensation with an industry-leading 48-month incentive package Earning incentives tied to your activity and success during the first 48 months Quarterly production incentives for the first 48 months, rewarding consistent performance Dedicated Service Representative to handle client service work, allowing you to focus on building your business Exclusive territory in a niche market designed to increase your opportunities for success Cutting-edge technology and ongoing training to support and grow your operations A comprehensive multiline product portfolio to meet a variety of client needs Market and relationship-building programs to help you establish and grow your network No external office required for 2 yearsYour Path to Success:
Several factors will contribute to your success in this role, including:
A commitment to identifying and implementing solutions that help educators achieve affordable insurance solutions and financial security A focus on achieving market access and building strong relationships The ability to confidently present products to both groups and individuals Active engagement in networking, community, and industry events A dedication to investing time and resources to ensure the long-term success of your business
What We're Looking For:
Strong interpersonal and business management skills to build and manage your agency 2-5 years of experience in the insurance and financial services industry (preferred) Resident State General Lines Insurance Licenses: Life and Health Insurance License Property and Casualty Insurance License Ability to obtain FINRA Series 6 & 63 licenses (if applicable in your region)
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Read LessJoin Horace Mann and Unlock Your Financial Potential
Ready to take control of your financial future? At Horace Mann, we are here to support you in achieving your goals and making a meaningful difference in the lives of the educators who trust you. Join us and take the first step toward building a brighter, more prosperous future.
If you're ready to take the next step toward realizing your financial goals, we invite you to join our team as an Exclusive Agent. With Horace Mann's expertise and your ambition, together, we can help you unlock your full potential.
What We Offer:
Competitive, performance-based 1099 compensation with an industry-leading 48-month incentive package Earning incentives tied to your activity and success during the first 48 months Quarterly production incentives for the first 48 months, rewarding consistent performance Dedicated Premier Service Representative to handle client service work, allowing you to focus on building your business Exclusive niche market designed to increase your opportunities for success Cutting-edge technology and ongoing training to support and grow your operations A comprehensive multiline product portfolio to meet a variety of client needs Market and relationship-building programs to help you establish and grow your networkYour Path to Success:
Several factors will contribute to your success in this role, including:
A commitment to identifying and implementing solutions that help educators achieve affordable insurance solutions and financial security. A focus on achieving market access and building strong relationships The ability to confidently present products to both groups and individuals Active engagement in networking, community, and industry events A dedication to investing time and resources to ensure the long-term success of your businessWhat We're Looking For:
Strong interpersonal and business management skills to build and manage your agency 2-5 years of experience in the insurance and financial services industry (preferred) Resident State General Lines Insurance Licenses : Life and Health Insurance License Property and Casualty Insurance License Ability to obtain FINRA Series 6 & 63 licenses (if applicable in your region)#
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Join Horace Mann and Unlock Your Financial Potential
Ready to take control of your financial future? At Horace Mann, we are here to support you in achieving your goals and making a meaningful difference in the lives of the educators who trust you. Join us and take the first step toward building a brighter, more prosperous future.
If you're ready to take the next step toward realizing your financial goals, we invite you to join our team as an Exclusive Insurance Agent. With Horace Mann's expertise and your ambition, together, we can help you unlock your full potential.
What We Offer:
Competitive, performance-based 1099 compensation with an industry-leading 48-month incentive package Earning incentives tied to your activity and success during the first 48 months Quarterly production incentives for the first 48 months, rewarding consistent performance Dedicated Service Representative to handle client service work, allowing you to focus on building your business Exclusive territory in a niche market designed to increase your opportunities for success Cutting-edge technology and ongoing training to support and grow your operations A comprehensive multiline product portfolio to meet a variety of client needs Market and relationship-building programs to help you establish and grow your network No external office required for 2 yearsYour Path to Success:
Several factors will contribute to your success in this role, including:
A commitment to identifying and implementing solutions that help educators achieve affordable insurance solutions and financial security A focus on achieving market access and building strong relationships The ability to confidently present products to both groups and individuals Active engagement in networking, community, and industry events A dedication to investing time and resources to ensure the long-term success of your business
What We're Looking For:
Strong interpersonal and business management skills to build and manage your agency 2-5 years of experience in the insurance and financial services industry (preferred) Resident State General Lines Insurance Licenses: Life and Health Insurance License Property and Casualty Insurance License Ability to obtain FINRA Series 6 & 63 licenses (if applicable in your region)
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Read LessAt Horace Mann , we are dedicated to supporting our insurance professionals in their pursuit of financial success. Our company culture is based on collaboration and mentorship, which allows our agents to experience personal and professional growth. By partnering with us, insurance professionals can achieve financial stability and peace of mind, benefiting themselves and the educators they serve. If you are ready to take the first step towards a brighter financial future and make your financial goals a reality, we invite you to join us. With Horace Mann's expertise and your drive for success, we can help you reach your financial potential and make a significant impact in serving others.
Horace Mann is here to help you unlock your full potential by providing:
Industry competitive performance-based 1099 compensation + 48-month incentive package. Earning incentives based upon activity in the initial 48 months. Earning quarterly production incentives for the first 48 months. A dedicated Premier Service Rep to assist with client service work. A niche market to increase your opportunity for success. Technology and continued training to support your base of operations. A multiline product portfolio, and Market and relationship-building programsSeveral factors will dictate your level of success, including:
Commitment to finding and implementing solutions to help educators achieve financial prosperity. Focus on achieving market access and forming strong connections. Ability to confidently deliver product information to groups and individuals. Engagement in networking, community, sales, and industry events. Devotion of your time and resources to guarantee the success of your business.Requirements:
Strong interpersonal and business management skills while building your agency. 2-5 years of experience in the insurance and financial services industry preferred; and Resident State General Lines Insurance Licenses : Life and Health Insurance License Property and Casualty Insurance License Gain FINRA Series 6 & 63 if applicable in certain regions.
Schedule a confidential call to learn more:
Learn More Horace Mann Opportunities Scheduling link
Horace Mann Educators Corporation - Founded by Educators for Educators
We're the country's most comprehensive multiline insurance and financial services company serving educators. At Horace Mann, we know educators care for our children's future and believe they deserve someone to look after theirs. We're an equal opportunity employer.
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Join Horace Mann and Unlock Your Financial Potential
Ready to take control of your financial future? At Horace Mann, we are here to support you in achieving your goals and making a meaningful difference in the lives of the educators who trust you. Join us and take the first step toward building a brighter, more prosperous future.
If you're ready to take the next step toward realizing your financial goals, we invite you to join our team as an Exclusive Agent. With Horace Mann's expertise and your ambition, together, we can help you unlock your full potential.
What We Offer:
Competitive, performance-based 1099 compensation with an industry-leading 48-month incentive package Earning incentives tied to your activity and success during the first 48 months Quarterly production incentives for the first 48 months, rewarding consistent performance Dedicated Premier Service Representative to handle client service work, allowing you to focus on building your business Exclusive niche market designed to increase your opportunities for success Cutting-edge technology and ongoing training to support and grow your operations A comprehensive multiline product portfolio to meet a variety of client needs Market and relationship-building programs to help you establish and grow your networkYour Path to Success:
Several factors will contribute to your success in this role, including:
A commitment to identifying and implementing solutions that help educators achieve affordable insurance solutions and financial security A focus on achieving market access and building strong relationships The ability to confidently present products to both groups and individuals Active engagement in networking, community, and industry events A dedication to investing time and resources to ensure the long-term success of your businessWhat We're Looking For:
Strong interpersonal and business management skills to build and manage your agency 2-5 years of experience in the insurance and financial services industry (preferred) Resident State General Lines Insurance Licenses: Life and Health Insurance License Property and Casualty Insurance License Ability to obtain FINRA Series 6 & 63 licenses (if applicable in your region)
Horace Mann Educators Corporation - Founded by Educators for Educators
Educators founded the Horace Mann Educator Corporation in 1945. We are the most comprehensive national multi-line insurance and financial services company dedicated to serving America's educators and families. We are an equal opportunity employer.
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