Career Opportunity: Bank Operations & Bookkeeping Specialist with Farmers and Merchants Bank in Dayton, OH
Do you like being the go‐to person for banking operations—from customer questions to internal support? Are you ready to keep things moving with professionalism and a proactive attitude? If you answer yes, we want to speak with you!
As the Bank Operations & Bookkeeping Specialist, you will support the day‐to‐day financial operations of the bank while delivering responsive internal and external service. You’ll ensure transactions are posted accurately and on time, research and resolve account issues, support digital banking channels, and help keep our back‐office engine running smoothly and compliantly.
Additionally, you will:
Assist with phone coverage and answer customers’ bookkeeping/account questions.Provide operations support to bank employees across branches and departments.Process wire transfers and support Customer Bill Pay, Online Banking, and Mobile App inquiries.Monitor and research unposted and suspense items, overdraft items, and mobile deposits.Handle debit card/Zelle fraud reviews and follow‐ups.Perform Kasasa end‐of‐cycle processing.Manage overdraft charge‐offs and associated reporting.Process and respond to garnishments, bank levies, subpoenas, and child support orders in accordance with policy.Manage IOLTA-related activities with precision and care.Perform accounts payable, general ledger posting and monitoring, and internal checking account reconciliations.Qualifications:
Working knowledge of bookkeeping and transaction processing.Proficiency in Microsoft Office, especially Excel.Strong attention to detail with the ability to complete tasks accurately and on time.Strong communication and organizational skills.A self‐starter mindset; able to work with minimal supervision, manage multiple priorities, and exercise sound judgment.A proactive, customer‐focused attitude and consistently professional demeanor.Effective time management and interpersonal skills.Farmers and Merchants Bank is growing in the South Dayton area. We are your hometown bank, and our philosophy is to provide basic banking services in a friendly and courteous manner to the residents and small businesses of Southwest Dayton. This philosophy remains the same 90 plus years later.
If you are ready for a new challenge and meet the qualifications outlined above, apply today!
Employer is EOE/AA/M/F/D/V.
Company DescriptionFarmers and Merchants Bank is growing in the South Dayton area. We are your hometown bank and our philosophy is to provide basic banking services in a friendly and courteous manner to the residents and small business of Southwest Dayton. This philosophy remains the same 90 plus years later.Company DescriptionFarmers and Merchants Bank is growing in the South Dayton area. We are your hometown bank and our philosophy is to provide basic banking services in a friendly and courteous manner to the residents and small business of Southwest Dayton. This philosophy remains the same 90 plus years later. Read LessCareer Opportunity: Treasury Management Officer with Farmers and Merchants Bank in Dayton, OH
Do you thrive in an outside sales environment and enjoy building strong business relationships? Are you driven to grow deposits, network in your community, and deliver high-impact treasury solutions? If yes, we want to speak with you!
As the Treasury Management Officer, you will lead outside sales and business development efforts, focusing on building and growing deposit relationships with businesses, nonprofits, and government entities. You’ll take a consultative, relationship-focused approach to attract new clients, expand services with existing customers, and drive growth in treasury management solutions—especially non-interest-bearing accounts.
Additionally, you will:
Develop and execute a consistent outside sales and networking strategy to win new deposit relationshipsPartner with retail and commercial lending teams to identify and pursue new business opportunitiesManage the full treasury management lifecycle, including sales, demos, implementation, onboarding, and ongoing supportMaintain strong client relationships by identifying needs and providing tailored treasury solutionsOversee customer agreements, documentation, and compliance with regulatory requirementsLead system setup, training, and transitions for new treasury management clientsMonitor portfolio growth through sales activity, reporting, and product expansionSupport and train internal staff on treasury management products and servicesCollaborate with operations, IT, and bookkeeping teams to ensure seamless service deliveryIdentify and address potential risks or compliance concerns, including ACH-related responsibilitiesQualifications:
3-5 years of experience in treasury management, business banking, or financial services preferredProven success in outside sales, business development, and deposit generationStrong relationship-building and networking skills with business and community leadersAbility to analyze financial statements and understand treasury management solutionsExcellent communication, organizational, and problem-solving skillsAbility to manage multiple priorities, from prospecting to onboarding to client supportStrong understanding of banking technology and treasury productsProficiency in Microsoft Office (Word, Excel, Outlook)High school diploma required; college degree preferredFarmers and Merchants Bank is growing in the South Dayton area. We are your hometown bank, proudly serving residents and small businesses with friendly, personalized service for over 90 years.
If you are ready to take your sales career to the next level and make a meaningful impact, apply today!
Employer is EOE/AA/M/F/D/V.
Company DescriptionFarmers and Merchants Bank is growing in the South Dayton area. We are your hometown bank and our philosophy is to provide basic banking services in a friendly and courteous manner to the residents and small business of Southwest Dayton. This philosophy remains the same 90 plus years later.Company DescriptionFarmers and Merchants Bank is growing in the South Dayton area. We are your hometown bank and our philosophy is to provide basic banking services in a friendly and courteous manner to the residents and small business of Southwest Dayton. This philosophy remains the same 90 plus years later. Read LessCareer Opportunity: Credit Analyst with Farmers and Merchants Bank in Dayton, OH
Do you enjoy digging into financials, analyzing risk, and supporting smart lending decisions? Are you someone who thrives behind the scenes while playing a critical role in a bank’s success? If yes, we want to speak with you!
As the Credit Analyst, you will support the bank’s lending function with a strong focus on commercial lending. You’ll partner closely with lenders and the credit team to analyze financial data, assess risk, and help ensure sound credit decisions—while keeping lending operations running efficiently and compliantly.
Additionally, you will:
Underwrite and analyze commercial loan requests, including financial spreading and risk gradingPrepare and review credit memos and loan presentations for accuracy and completenessEvaluate financial statements, cash flow, and tax returns to assess borrower risk and trendsAssist with annual reviews of commercial clients and monitor changes in credit riskSupport centralized lending processes, including underwriting, documentation, and due diligenceReview loan documentation to ensure compliance with bank policies and regulationsTrack and collect financial information from commercial clientsAssist with lien filings/releases, flood determinations, and insurance trackingSupport loan administration tasks, including escrow accounts and loan system maintenanceBalance general ledger accounts and process loan-related transactionsPrepare reports and support board-level loan presentationsProvide overall administrative and analytical support to the lending teamQualifications:
3+ years of experience in commercial credit or loan administration (community bank experience preferred)Strong financial analysis, credit risk assessment, and problem-solving skillsAbility to interpret financial statements and identify potential risks or inconsistenciesHigh attention to detail with strong organizational skillsAbility to manage multiple priorities and work independentlyExcellent communication and collaboration skillsProficiency in Microsoft Office, especially ExcelHigh school diploma required; degree in Accounting, Finance, Business, or related field preferredFarmers and Merchants Bank is growing in the South Dayton area. We are your hometown bank, proudly serving residents and small businesses with friendly, personalized service for over 90 years.
If you’re ready to build your credit expertise and make an impact on lending decisions, apply today!
Employer is EOE/AA/M/F/D/V.
Company DescriptionFarmers and Merchants Bank is growing in the South Dayton area. We are your hometown bank and our philosophy is to provide basic banking services in a friendly and courteous manner to the residents and small business of Southwest Dayton. This philosophy remains the same 90 plus years later.Company DescriptionFarmers and Merchants Bank is growing in the South Dayton area. We are your hometown bank and our philosophy is to provide basic banking services in a friendly and courteous manner to the residents and small business of Southwest Dayton. This philosophy remains the same 90 plus years later. Read Less