Civista Bank
Description:Position Purpose:A Personal Banker I (PB I) is responsible for maintaining and building customer relationships while utilizing a consultative sales process to proactively provide solutions to assist new and existing customers in achieving their financial goals. The PB I also provides sales, service and operational support to the retail banking team. The PB I demonstrates Civista Bank's mission to improve the financial lives of our employees and shareholders, to make a difference in the communities that we serve.
Key Accountabilities, Responsibilities and Expectations:Daily engagement of customers to build relationships. This entails processing transactions, assessing needs, recommending products, referring partners to customers, thus creating an exceptional customer experience. Develop an expansive knowledge of products and services to fulfill customer needs; open new accounts, perform maintenance, meet cross sell goals and solve problems daily. Dedication to daily personal growth through active learning. Adapting to new procedures and systems to grow the organization and the team.Ensuring operational tasks are followed & completed daily.Execute customer requests with speed and accuracy.Maintain cash levels and outages within the parameters of the established guidelines.Constant, consistent communication internally and externally. Adhering to regulations, following policies and procedures to ensure safety and soundness of customers and the bank.Understand and encourage the use of technology in every day banking interactions, including teaching customers how to use technology, mobile banking, P2P, online banking etc.
Requirements:Qualifications, Knowledge and Skills:2-3 years of previous teller experience required.Excellent oral, written and presentation skillsDetail oriented with the ability to work under deadlines with frequent interruptions.High School diploma or equivalent required.Above average knowledge of technology and willingness to adapt to new software technologies.Ability to work under deadlines with frequent interruption.
Physical Requirements:Work involves eye strain due to the constant use of computer screens, reading of reports and so forth.Work involves being able to concentrate on the matter at hand, under sometimes distracting work conditions.Work involves lifting and moving objects up to 50 lbs.Work involves ability to read, hear, write, and communicate professionally both in person and via telephone.Work involves some travel to attend meetings, training, and so forth.
Pay Transparency Nondiscrimination Provision: Equal Opportunity Employer EEOC M/F/D/V
This Position Description is not a complete statement of all duties and responsibilities comprising this position.Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this position at any time.
PIe5c6c-8761
Civista Bank
Description:Position Purpose:A Personal Banker I (PB I) is responsible for maintaining and building customer relationships while utilizing a consultative sales process to proactively provide solutions to assist new and existing customers in achieving their financial goals. The PB I also provides sales, service and operational support to the retail banking team. The PB I demonstrates Civista Bank's mission to improve the financial lives of our employees and shareholders, to make a difference in the communities that we serve.
Key Accountabilities, Responsibilities and Expectations:Daily engagement of customers to build relationships. This entails processing transactions, assessing needs, recommending products, referring partners to customers, thus creating an exceptional customer experience. Develop an expansive knowledge of products and services to fulfill customer needs; open new accounts, perform maintenance, meet cross sell goals and solve problems daily. Dedication to daily personal growth through active learning. Adapting to new procedures and systems to grow the organization and the team.Ensuring operational tasks are followed & completed daily.Execute customer requests with speed and accuracy.Maintain cash levels and outages within the parameters of the established guidelines.Constant, consistent communication internally and externally. Adhering to regulations, following policies and procedures to ensure safety and soundness of customers and the bank.Understand and encourage the use of technology in every day banking interactions, including teaching customers how to use technology, mobile banking, P2P, online banking etc.
Requirements:Qualifications, Knowledge and Skills:2-3 years of previous teller experience required.Excellent oral, written and presentation skillsDetail oriented with the ability to work under deadlines with frequent interruptions.High School diploma or equivalent required.Above average knowledge of technology and willingness to adapt to new software technologies.Ability to work under deadlines with frequent interruption.
Physical Requirements:Work involves eye strain due to the constant use of computer screens, reading of reports and so forth.Work involves being able to concentrate on the matter at hand, under sometimes distracting work conditions.Work involves lifting and moving objects up to 50 lbs.Work involves ability to read, hear, write, and communicate professionally both in person and via telephone.Work involves some travel to attend meetings, training, and so forth.
Pay Transparency Nondiscrimination Provision: Equal Opportunity Employer EEOC M/F/D/V
This Position Description is not a complete statement of all duties and responsibilities comprising this position.Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this position at any time.
PIa12-8402
Civista Bank
Description:At Civista Bank, we pride ourselves on being a vibrant community of dedicated professionals committed to positively impacting the lives of our customers and the communities we serve.
Our culture is built on a foundation of integrity, innovation, and inclusivity, where every team member is valued and empowered to contribute their unique insights and skills towards our collective success. We believe in fostering a supportive environment that champions professional growth and personal well-being, offering a suite of competitive benefits tailored to meet the diverse needs of our employees, reinforcing our dedication to work-life balance, and enabling our team to excel in their careers and personal lives.
Civista Bank is currently looking for a Treasury Management Officer to cover Northeast and Northcentral Ohio.
Position Purpose:The Treasury Management Officer is responsible for proactively attracting new business and expanding current company relationships in treasury management and depository products. The TMO will partner with Commercial Lenders and other sales units to develop and deliver customized treasury solutions.
Key Accountabilities, Responsibilities and Expectations:Actively call on new and existing commercial clients to develop and grow cash management sales business.Monitor and enhance profitability of all assigned relationships. Proactively review assigned client base and identify deposit and cash management services, solutions, and cross-sale opportunities based on customer needs.Create & evaluate cash management sales proposals and pricing for prospective and existing clients to further develop and strengthen business relationships.Prepare for pre-proposal discussions to fully understand client needs and shape preferred solutions.Directly responsible for management and retention of client's operating business by ensuring client satisfaction with cash management services and solutions and increasing portfolio revenue.Promote business for the Bank by maintaining up to date and thorough knowledge of cash management sales programs, products and services, as well as applicable regulatory and compliance requirements.Work closely with service and operational areas of the Bank, third party vendors, etc. providing input to Bank systems designs, modifications, and implementation of cash management services implementation processes.All other duties assigned and any activities that support the key accountabilities.Requirements:Qualifications, Knowledge and Skills:Minimum five years' experience in the banking or financial industry; sales or marketing experience preferred.Bachelor's degree in business or finance related field or equivalent work experience. Treasury Management designation preferred (CTP). Above average computer literacy (Microsoft Office Suite). Ability to become proficient in use of specific software required for position.A high level of initiative, thoroughness, accuracy and confidentiality required.Detail oriented with strong analytical skills.Solid oral and written communication, sales and public relations skills.Must have strong client interaction skills and has demonstrated the ability to influence the outcome of sales process.Requires the aptitude for powerful presentations and negotiation skills with internal and external clients.Proven product and sales knowledge Understanding of Treasury Management, Payments and Commerce products and solutions.Ability to build new & existing client relationships.Ability to evaluate client needs.Advanced understanding of financial statement analysis.Ability to provide strategic treasury advisory services.Understanding of investment management techniques.Work involves travel to make customer calls, attend meetings, training, civic functions, and so forth.
Pay Transparency Nondiscrimination Provision: Opportunity Employer EEOC M/F/D/V
This Position Description is not a complete statement of all duties and responsibilities comprising this position.Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this position at any time.
PI824e9fb73dce-8507
Civista Bank
Description:Position Purpose:A Personal Banker I (PB I) is responsible for maintaining and building customer relationships while utilizing a consultative sales process to proactively provide solutions to assist new and existing customers in achieving their financial goals. The PB I also provides sales, service and operational support to the retail banking team. The PB I demonstrates Civista Bank's mission to improve the financial lives of our employees and shareholders, to make a difference in the communities that we serve.
Key Accountabilities, Responsibilities and Expectations:Daily engagement of customers to build relationships. This entails processing transactions, assessing needs, recommending products, referring partners to customers, thus creating an exceptional customer experience. Develop an expansive knowledge of products and services to fulfill customer needs; open new accounts, perform maintenance, meet cross sell goals and solve problems daily. Dedication to daily personal growth through active learning. Adapting to new procedures and systems to grow the organization and the team.Ensuring operational tasks are followed & completed daily.Execute customer requests with speed and accuracy.Maintain cash levels and outages within the parameters of the established guidelines.Constant, consistent communication internally and externally. Adhering to regulations, following policies and procedures to ensure safety and soundness of customers and the bank.Understand and encourage the use of technology in every day banking interactions, including teaching customers how to use technology, mobile banking, P2P, online banking etc.
Requirements:Qualifications, Knowledge and Skills:2-3 years of previous teller experience required.Excellent oral, written and presentation skillsDetail oriented with the ability to work under deadlines with frequent interruptions.High School diploma or equivalent required.Above average knowledge of technology and willingness to adapt to new software technologies.Ability to work under deadlines with frequent interruption.
Physical Requirements:Work involves eye strain due to the constant use of computer screens, reading of reports and so forth.Work involves being able to concentrate on the matter at hand, under sometimes distracting work conditions.Work involves lifting and moving objects up to 50 lbs.Work involves ability to read, hear, write, and communicate professionally both in person and via telephone.Work involves some travel to attend meetings, training, and so forth.
EOE - Race/Sex/Disability/Veteran
This Position Description is not a complete statement of all duties and responsibilities comprising this position.Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this position at any time.
PI2af88d07b6e8-2407
Civista Bank
Description:Position Purpose:The Commercial Lender is responsible for managing and growing a diverse portfolio of commercial loans. They are responsible for knowing all aspects of loans including C&I, CRE, Construction, Lines of Credit, Letters of Credit and other complex loans. Responsibilities include building and maintaining strong relationships, identifying new business opportunities, and driving commercial loan business, revenue and deposit growth.
Description of Duties, Responsibilities and Expectations:
Commercial LendingDevelop and manage a commercial loan portfolio.Interview customers to determine loan requirements and gather necessary information for loan applications.Analyze financial statements and other relevant data to recommend the best lending solutions based on customer needs and financial capabilities.Evaluate creditworthiness and present well-structured lending proposalsOffer tailored financial solutions to meet customer objectives, while enhancing customer satisfaction and retention.Develop customized loan proposals and present them to customers to secure new business and maintain existing relationships.Follow up on pending loan deals and loan renewals.Provide updates on portfolio performance, new business, and market developments to senior leadership.
Risk ManagementMonitor loan performance, ensuring risk is appropriately managed and financial objectives are met.
Business Development & Relationship ManagementIdentify new business opportunities and develop strategic partnerships across the region to drive loan growth and revenue with an emphasis on C&I lending opportunities.Establish and maintain strong relationships with existing and potential customers by understanding their business needs, goals, and long-term strategies.Prospect for new customers, expanding the Bank's market share.Leverage industry contacts and existing relationships to enhance revenue generation and achieve sales goals.Proactively identify opportunities to cross-sell additional products and services.Engage in industry forums or business networks to increase brand awareness and build relationships with key influencers and decision-makers.
Requirements:Qualifications, Knowledge and Skills:
Knowledge Of:Commercial lending industry, processes, policies, and portfolio management.Commercial and consumer lending regulations and compliance and other regulatory required reporting and practices.Regulatory and Compliance practices applicable to commercial lending.
Ability To:Use Microsoft Office 365 suite including Excel, Word, PowerPoint, Outlook and Teams.Operate the Bank's financial software to access customer accounts and manage new and existing loan deals.Identify and analyze Commercial Customer business documents and navigate lending decisionsIndependently network to build and establish business customer relationships.Communicate professionally and effectively verbally and in writing and present complex financial information to clients and senior leadership.
Required Education and Experience:Minimum 4 years of experience in Commercial Business Lending & Business Development or Credit Analyst role.A college degree in Finance, Management or equivalent.Proven track record of establishing relationships and driving business and revenue growth while managing risk.
Physical Requirements:Work involves eye strain due to the constant use of computer screens, reading reports, documents, and so forth.Work involves reading, hearing, speaking, listening, typing and ability to communicate in a professional manner, in person, via telephone and via email.Work involves being able to concentrate on the matter at hand, under sometimes distracting work conditions.Work involves lifting and moving files or equipment of up to 40 lbs.Work involves some travel to attend meetings, training, and so forth.
EOE - Race/Sex/Disability/Veteran
This Position Description is not a complete statement of all duties and responsibilities comprising this position.
Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this position at any time.
PIee8c9-6115
Civista Bank
Description:
Position Purpose:
The Senior Mortgage Lender originates first mortgage loans, promotes the Bank and its lending services to the real estate community referral partners, and helps to identify and serve the community's financial needs. Demonstrates Civista Bank's mission to improve the financial lives of our employees and shareholders to make a difference in the communities that we serve.
Key Accountabilities, Responsibilities, and Expectations:Travel to solicit first mortgage and home equity loans through referral partners such as realtor, builders, financial planner, insurance agents and attorneys, as well as through community activities and organizations.Meet with customers and prospective customers at various locations.Complete each loan application and all pre-processing functions to include but not limited to obtaining all necessary documentation from prospective clients as determined by bank policy and underwriting guidelines.Inform prospective clients of the bank's underwriting guidelines and applicable government regulations.Screen loan requests based on bank policies and on types of loans offered by the institution.Propose and review various loan options with prospective clients.Research new legislation and regulations that may affect the Bank's residential lending policies. Ensures compliance with new rules by advising senior management and implementing appropriate changes.Answer incoming phone calls and schedule appointments. Communicate complex approvals or denials to the borrower, real estate agent or builder.Distributes market data, rate flyers and general loan information to the real estate community as directed by bank management.Promotes and participates in the bank's special credit programs and other CRA programs. Actively participates in local business and community activities and maintains close contact with local builders, real estate brokers and agents, customers, and prospects. All other duties as assigned and any activities that support the key accountabilities.
Requirements:Qualifications, Knowledge and Skills:Five + years Mortgage Lending experience in a financial institution or loan office setting.Bachelor's Degree in Business or Finance or three years equivalent work experience.Above average knowledge of banking industry practices, policies, regulations, and laws as it pertains to the mortgage lending area.Solid working knowledge of bank compliance requirements, as well as knowledge and adherence to Fair Lending laws and regulations.Solid computer literacy (Word, Excel) with accurate data entry skills; proficient knowledge of working with spreadsheet and creating formulas. Ability to become proficient in use of specific software required for position.A high level of initiative, thoroughness, accuracy and organizational skills required.Detail oriented with strong analytical skills.High level of confidentiality required.Solid oral and written communication skills.Ability to manage multiple priorities/projects with varied deadlines.
Job Requirements:This position requires the Senior Mortgage Lender to be customarily and regularly engaged away from Civista Bank in order to obtain sales.Work involves eye strain due to the frequent use of computer screens, reading of reports, completing documents, and so forth.Work involves being able to concentrate on the matter at hand, under sometimes distracting work conditions.Work involves lifting and moving loan files of up to 15 lbs.Work involves some travel to attend meetings, trainings, real estate office visits, and so forth.
EOE - Race/Sex/Disability/Veteran
This Position Description is not a complete statement of all duties and responsibilities comprising this position.Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this position at any time.
PIc1e7e4f21a7a-6552
Civista Bank
Description:
Position Purpose:The Senior Mortgage Lender originates first mortgage loans, promotes the Bank and its lending services to the real estate community referral partners, and helps to identify and serve the community's financial needs. Demonstrates Civista Bank's mission to improve the financial lives of our employees and shareholders to make a difference in the communities that we serve.
Key Accountabilities, Responsibilities, and Expectations:Travel to solicit first mortgage and home equity loans through referral partners such as realtor, builders, financial planner, insurance agents and attorneys, as well as through community activities and organizations.Meet with customers and prospective customers at various locations.Complete each loan application and all pre-processing functions to include but not limited to obtaining all necessary documentation from prospective clients as determined by bank policy and underwriting guidelines.Inform prospective clients of the bank's underwriting guidelines and applicable government regulations.Screen loan requests based on bank policies and on types of loans offered by the institution.Propose and review various loan options with prospective clients.Research new legislation and regulations that may affect the Bank's residential lending policies. Ensures compliance with new rules by advising senior management and implementing appropriate changes.Answer incoming phone calls and schedule appointments. Communicate complex approvals or denials to the borrower, real estate agent or builder.Distributes market data, rate flyers and general loan information to the real estate community as directed by bank management.Promotes and participates in the bank's special credit programs and other CRA programs. Actively participates in local business and community activities and maintains close contact with local builders, real estate brokers and agents, customers, and prospects. All other duties as assigned and any activities that support the key accountabilities.
Requirements:Qualifications, Knowledge and Skills:Five + years Mortgage Lending experience in a financial institution or loan office setting.Bachelor's Degree in Business or Finance or three years equivalent work experience.Above average knowledge of banking industry practices, policies, regulations, and laws as it pertains to the mortgage lending area.Solid working knowledge of bank compliance requirements, as well as knowledge and adherence to Fair Lending laws and regulations.Solid computer literacy (Word, Excel) with accurate data entry skills; proficient knowledge of working with spreadsheet and creating formulas. Ability to become proficient in use of specific software required for position.A high level of initiative, thoroughness, accuracy and organizational skills required.Detail oriented with strong analytical skills.High level of confidentiality required.Solid oral and written communication skills.Ability to manage multiple priorities/projects with varied deadlines.
Job Requirements:This position requires the Senior Mortgage Lender to be customarily and regularly engaged away from Civista Bank in order to obtain sales.Work involves eye strain due to the frequent use of computer screens, reading of reports, completing documents, and so forth.Work involves being able to concentrate on the matter at hand, under sometimes distracting work conditions.Work involves lifting and moving loan files of up to 15 lbs.Work involves some travel to attend meetings, trainings, real estate office visits, and so forth.
This Position Description is not a complete statement of all duties and responsibilities comprising this position.Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this position at any time.
PI596bac2131da-5336
Civista Bank
Description:
Position Purpose:The Senior Mortgage Lender originates first mortgage loans, promotes the Bank and its lending services to the real estate community referral partners, and helps to identify and serve the community's financial needs. Demonstrates Civista Bank's mission to improve the financial lives of our employees and shareholders to make a difference in the communities that we serve.
Key Accountabilities, Responsibilities, and Expectations:Travel to solicit first mortgage and home equity loans through referral partners such as realtor, builders, financial planner, insurance agents and attorneys, as well as through community activities and organizations.Meet with customers and prospective customers at various locations.Complete each loan application and all pre-processing functions to include but not limited to obtaining all necessary documentation from prospective clients as determined by bank policy and underwriting guidelines.Inform prospective clients of the bank's underwriting guidelines and applicable government regulations.Screen loan requests based on bank policies and on types of loans offered by the institution.Propose and review various loan options with prospective clients.Research new legislation and regulations that may affect the Bank's residential lending policies. Ensures compliance with new rules by advising senior management and implementing appropriate changes.Answer incoming phone calls and schedule appointments. Communicate complex approvals or denials to the borrower, real estate agent or builder.Distributes market data, rate flyers and general loan information to the real estate community as directed by bank management.Promotes and participates in the bank's special credit programs and other CRA programs. Actively participates in local business and community activities and maintains close contact with local builders, real estate brokers and agents, customers, and prospects. All other duties as assigned and any activities that support the key accountabilities.
Requirements:Qualifications, Knowledge and Skills:Five + years Mortgage Lending experience in a financial institution or loan office setting.Bachelor's Degree in Business or Finance or three years equivalent work experience.Above average knowledge of banking industry practices, policies, regulations, and laws as it pertains to the mortgage lending area.Solid working knowledge of bank compliance requirements, as well as knowledge and adherence to Fair Lending laws and regulations.Solid computer literacy (Word, Excel) with accurate data entry skills; proficient knowledge of working with spreadsheet and creating formulas. Ability to become proficient in use of specific software required for position.A high level of initiative, thoroughness, accuracy and organizational skills required.Detail oriented with strong analytical skills.High level of confidentiality required.Solid oral and written communication skills.Ability to manage multiple priorities/projects with varied deadlines.
Job Requirements:This position requires the Senior Mortgage Lender to be customarily and regularly engaged away from Civista Bank in order to obtain sales.Work involves eye strain due to the frequent use of computer screens, reading of reports, completing documents, and so forth.Work involves being able to concentrate on the matter at hand, under sometimes distracting work conditions.Work involves lifting and moving loan files of up to 15 lbs.Work involves some travel to attend meetings, trainings, real estate office visits, and so forth.
This Position Description is not a complete statement of all duties and responsibilities comprising this position.Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this position at any time.
PI61147cd0b9f1-8643
