Bitcoin Depot is seeking a Risk Manager that will serve as the strategic architect of the credit and fraud frameworks for ReadyBucks, our new merchant capital and gig-economy funding platform. You will lead the development of data-driven underwriting strategies, balancing aggressive growth with disciplined risk mitigation. Your expertise will ensure that as we empower small businesses and independent contractors with accessible capital, we maintain the financial integrity and long-term stability of the ReadyBucks ecosystem.
Bitcoin Depot is the largest Bitcoin ATM Network in the world offering users the ability to buy and sell Bitcoin at thousands of BTM and BDCheckout locations. We currently trade on the NASDAQ under the ticker symbol BTM.
ResponsibilitiesPortfolio Strategy: Design and oversee the end-to-end risk lifecycle for ReadyBucks, including credit policy, underwriting standards, and limit management for Merchant Cash Advances (MCA).Fraud Prevention: Implement and manage advanced KYC/KYB workflows and real-time fraud detection tools to safeguard the platform against identity theft and synthetic fraud.Monitoring & Reporting: Establish key performance indicators (KPIs) to track delinquency, default rates, and recovery performance, providing regular deep-dive insights to the executive leadership team.Continuous Improvement: Regularly audit existing risk models and automated decisioning logic to optimize for both conversion and loss-reduction in a fast-paced fintech environment.Qualifications5+ years in risk management, specifically within fintech lending, Merchant Cash Advances, or alternative small business financing.Advanced expertise in data analysis tools (SQL is required; Python or R is preferred) and experience with automated underwriting software.Proven track record of building risk frameworks from the ground up and scaling them within a high-growth startup or corporate innovation environment. A deep understanding of the unique financial challenges and risk profiles associated with the gig economy and independent contractor workforce. Ability to translate complex quantitative data into clear, actionable business strategies for non-technical stakeholders.Benefits
401K MatchingHealth benefits offered with a company contribution towards premiumsPaid wellness membershipEquity Paid time off & holidaysVirtual team building eventsRemote first environmentBitcoin Depot is an equal employment opportunity employer. We are committed to providing equal employment opportunities to all applicants and employees and to maintaining a workplace free from unlawful discrimination, harassment, and retaliation. All employment-related decisions, including recruiting, hiring, placement, training, compensation, benefits, promotion, transfer, discipline, performance evaluation, and termination, are based on legitimate business needs, job-related qualifications, merit, and performance, and in compliance with applicable federal, state, and local laws and regulations.
Read LessBitcoin Depot is seeking a Full Stack Senior Software Engineer to help grow and maintain our products and business essential software tools by ensuring scalability. An ideal candidate loves to build software and is passionate or interested in learning about Bitcoin. This position is 100% remote.
Bitcoin Depot is the largest Bitcoin ATM Network in the world offering users the ability to buy and sell Bitcoin at thousands of BTM and BDCheckout locations.
We are proud to be an Atlanta Journal-Constitution Top Work Place for 2021 and 2022, the inc 5000, and placing on the ACG Georgia Fast 40 list for two consecutive years. We currently trade on the NASDAQ under the ticker symbol BTM.
Responsibilities
Design, develop, and implement new software services and featuresMaintain and improve (refactor/document) the existing productClearly communicate timelines, estimates, and options to non-technical managementCollaborate with other technology teams and work with your fellow developers to reliably execute and consistently deliver on goalsWork directly with product managers to transform user needs into technical requirementsImplement product requirements with minimal guidance from other engineers and leadershipTake ownership of entire systems and large software projectsAssist with mentoring junior team membersProactively identify, communicate, and resolve software defects and security vulnerabilitiesCreate concise design documents and diagrams to efficiently communicate solutionsSkills:
Frontend:
- JavaScript/TypeScriptQualifications
7+ years experience creating responsive, resilient software productsDemonstrated experience knowing when to make surgical improvements vs large scale changeMust ensure what is developed is modular and testableExperience refactoring, improving, and reviewing existing codeExperience in building alongside Quality Assurance teams, providing technical documentation, and working in Continuous DeliveryExperience working in an Agile/Scrum development environmentBenefits:
401K MatchingHealth benefits offered with a company contribution towards premiumsPaid wellness membershipEquity Paid time off & holidaysAnnual in-person team building eventsVirtual team building eventsRemote first environmentBitcoin Depot provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.
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