Overview : Top European Bank with a strong and growing U.S. presence is seeking a highly skilled Corporate Credit Analyst with minimum of 12-15 years of experience working with in corporate/investment banking environment. As a Corporate Credit Analyst/Underwriter, you will play a crucial role in assessing the creditworthiness of corporate clients seeking financing in a number of transactions spanning from loan to structured finance to derivatives. This role requires a deep understanding of financial analysis and risk assessment within a corporate lending context, spanning various sectors, but primarily focused on energy, capital goods, commodities sectors. The objective of this position is to drive material and visible improvement in Credit Risk Managements (CRM) ability to effectively risk underwrite transactions and manage an existing client portfolio, consistent with industry best practices. SVP is expected to contribute to leading the internal execution and risk management process within CRM group. The Bank is one of the leading proponents of Sustainable investing, helping clients in the transition to a sustainable future by promoting environmental protection, economic growth and social development (ESG). The Bank contributes to various Sustainable Development Goals through the development of its business by generating a positive impact through the multiplier effect of banking, the direct impact of its activity, as well as through its investment in the community. Responsibilities : Lead comprehensive credit risk assessments for complex cash-flowbased corporate lending, including corporate loans, trade finance, structured finance, and sponsor-driven and leveraged finance transactions. Perform in-depth financial analysis, including review of financial statements, cash flow forecasts, and stress scenarios, to evaluate obligor creditworthiness and transaction viability. Review, interpret, and negotiate complex legal documentation, including loan agreements, trade finance instruments, intercreditor arrangements, and ISDA documentation. Oversee due diligence on transaction structures, credit terms, collateral packages, and covenant frameworks to ensure alignment with risk appetite and regulatory standards. Partner closely with front office, legal, and external counterparties to analyze and interpret credit transactions. Monitor portfolio performance and emerging risks across assigned corporate loan portfolios; ensure proactive risk mitigation and adherence to credit policies. Prepare and present credit memoranda, risk assessments, and recommendations to credit committees and senior management, exercising independent credit judgment. Identify early warning indicators and deteriorating credit trends; recommend and implement timely risk management actions. Provide oversight and guidance for periodic reviews, renewals, amendments, and restructurings of existing credit facilities. Contribute to continuous improvement of credit processes, underwriting standards, and portfolio risk management practices. Qualifications : 1215 years of progressive experience in credit risk management, with a strong focus on corporate, structured, and leveraged finance within a corporate or commercial banking environment. Deep expertise in credit underwriting, financial analysis, and risk assessment across complex structures and products. Strong working knowledge of loan documentation, trade finance instruments, and ISDA agreements. Demonstrated ability to exercise independent judgment and make sound risk decisions in high-value, complex transactions. Excellent communication skills, with the ability to articulate risk positions clearly to senior stakeholders and credit committees. Strong understanding of corporate banking policies, procedures, governance frameworks, and approval processes, including U.S. lending regulations. Track record of building effective relationships with internal partners, peers, and external stakeholders to deliver timely, high-quality credit decisions. Bachelors degree in Finance, Accounting, or a related field; MBA preferred but not required. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. With respect to this position in our New York Office, the expected base salary ranges from $180,000 to $225,000. It is not typical for offers to be made at or near the top of the range. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus. *Employment eligibility to work with BBVA in the U.S. is required as the company will not pursue visa sponsorship for these positions
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